Features & benefits

No international transaction fees

Make your travel money go further, order a card for free online or in branch and enjoy $0 international transaction fees.

See more fee savings

Exchange rate certainty

In addition to AUD, you can load up to 15 foreign currencies on your card so your travel budget won’t change, even if exchange rates do. 

See exchange rates

Spend worldwide with Visa® 

Shop with confidence everywhere Visa is accepted –in-store, online or over the phone and use ATMs. Plus access Visa travel offers and Travel Booking

Easily manage your travel budget

A separate account for travel gives you a clear view of your budget. Plus it’s easy to track your spending and reload currency on-the-go in the CommBank app or NetBank.

Emergency 24/7 support

Lost, misplaced or stolen card? You’ll get two cards (so you’ll have a back-up), 24/7 phone support and emergency cash and card replacement, just in case. 

Extra card security

Rest assured with instant card lock/unlock via the CommBank app (handy between trips) and free Purchase Security Insurance cover1.

Load up to 16 currencies on one account

  • Lock in exchange rates and load up to 16 currencies easily on one account – wherever you are in the world – through NetBank or the CommBank app:  

    • United States Dollars (USD)
    • Euros (EUR)
    • Great British Pounds (GBP)
    • Australian Dollars (AUD)
    • Japanese Yen (JPY)
    • New Zealand Dollars (NZD)
    • Hong Kong Dollars (HKD)
    • Canadian Dollars (CAD)
    • Singapore Dollars (SGD)
    • Thai Baht (THB)
    • Vietnamese Dong (VND)
    • Chinese Renminbi (CNY)
    • Emirati Dirham (AED)
    • Fijian Dollars (FJD)*
    • Indonesian Rupiah (IDR)* – includes Bali
    • Indian Rupees (INR)*

    * Currencies can only be loaded in branch and NetBank, once loaded further currency reloading can occur in the CommBank App.

Already have a CommBank Travel Money Card?

Load up to 16 currencies for your next trip with no reload fees.  

Reload now

Rates & fees

Type of fee or charge
When you pay it
How much it is
Currency conversion (exchange rate)
When you load or reload foreign currency onto your Travel Money Card 
CommBank Retail Foreign Exchange Rate at the time. See current rate
Currency conversion (exchange rate)
When you make a purchase or withdraw cash in a currency that is loaded onto your Travel Money Card
Nil
International transaction fee
When you make a purchase or withdraw cash in any currency
$0
Card issue fee
When you open a new Travel Money Card account online through NetBank or the CommBank app, or in a CommBank branch
$0
Initial load or reload fee
When you load or reload funds onto your Travel Money Card; or
When you transfer funds from your Travel Money Card to an eligible CommBank account via NetBank or the CommBank app 
$0
Cash withdrawal fee
When you withdraw cash from an ATM or over-the-counter (e.g. cash out at some convenience stores) outside of Australia. Fee does not apply within Australia
AUD $3.50, or equivalent foreign currency amount at the Visa exchange rate at the time. 

Who can apply

  • To get your Travel Money Card, you’ll need to:

    • Be at least 14 years old;
    • Be registered to use NetBank (existing CommBank customers can register online)
      New to CommBank? Sign up at your nearest branch and receive your Travel Money Card at the same time  
    • Provide a valid email address; and
    • Have an Australian residential address

How to apply

How it works

  • During your trip

    • As long as the local currency of the country you're in is loaded on your card and you have sufficient funds, it will automatically be applied when you pay for something. If you don’t, we’ll use the next available currency you have loaded on your card (see currency conversion rates). You can change the ‘next available’ currency order anytime online
    • Reload in real time, fee-free if your balance gets low
    • Stick to daily transaction limits
    • The maximum value of purchases per day is unlimited, however no more than your available balance
    • The maximum amount you can withdraw from ATMs per day is AUD 2,500 or the foreign currency equivalent. Keep in mind most ATM operators have a limit on how much you can withdraw from an ATM per transaction
    • The maximum amount for over-the-counter withdrawals per day is AUD 2,500 or the foreign currency equivalent.
  • When you’re home

    • Got leftover currency? Exchange it for another currency or back into your CommBank account from NetBank or the CommBank app
    • Top up your Travel Money Card (it’s valid for 4 years) in preparation for your next trip
    • Donate your foreign (and local) currency to any CommBank or Bankwest branch and every cent will go to UNICEF.

How to manage your Travel Money Card

You’ve got your new card – here’s how to get the most out of it.

Find detailed info on getting started, loading and reloading currencies, setting a currency order, checking your balance and tracking your spend. Plus, info on Purchase Security Insurance Cover and access to Visa® travel offers.

Manage your Travel Money Card

Need foreign cash? Have it ready before you travel

If you’re a CommBank customer, you can buy or sell up to 9 foreign currencies at selected CommBank branches in exchange for Australian Dollars.

You can also order foreign cash in over 30 currencies online – even if you’re not a CommBank customer.

Discover Foreign Cash

Planning an overseas trip?

Discover travel tips to help make the most of your European summer holiday.

See travel tips

Emergency support & tools

Things you should know

  • If your purchases have been lost or stolen, we may be able to cover the cost to repair or replace them up to 90 days after purchase. For more information relating to the complimentary Purchase Security Insurance refer to Travel Money Card Complimentary Insurance Information Booklet (PDF).

    As this advice has been prepared without considering your objectives, financial situation or needs, you should before acting on this advice, consider its appropriateness to your circumstances. The Product Disclosure Statement and Conditions of Use (PDF) issued by Commonwealth Bank of Australia ABN 48 123 123 124 for Travel Money Card should be considered before making any decision about this product. View our Financial Services Guide (PDF).

    To raise a dispute related to your Travel Money Card please complete the Travel Money Card Dispute form (PDF).

    Any withdrawal or balance enquiry fee will come from the currency for which you are using your card. If this currency is not loaded on your card, the fee will be taken from the first (or sole) currency loaded on your card. Any SMS balance alert fee will come from the first (or sole) currency loaded on your card.

    The target market for this product will be found within the product’s Target Market Determination, available here.