Jessica and Penelope Rowe

We’ve partnered with Jessica Rowe and her mum, Penelope, who reflect on the importance of having conversations about scams and sharing when things don’t feel right.
 

Read more

Common scams to look out for

Friendship or romance scams

Scammers gain your trust by developing a relationship that seems genuine. Often meeting online, you may believe you’re speaking with a romantic partner, friend, or relative. However, their true goal is to steal money or personal information—sometimes even building trust with gifts before asking for money months later.


Tip: Never send money or gifts to someone you only know online.

Impersonation scams

Scammers may pretend to be from organisations like banks, technology companies or government agencies. They might call, email or even visit your house in person, asking for identification documents, cards, cash, PINs, passwords or cheques.


Tip: CommBank will never ask for banking information like your NetBank passwords, PINs or NetCodes and we’ll never visit you to ask for cards or cash. If you’re unsure, stop communication and contact us for help.

Investment scams

Scammers entice you with the promise of high returns, often involving cryptocurrency, term deposits or other investment opportunities.


Tip: If an investment opportunity seems too good to be true - it probably is. Double check any investment opportunities with a trusted financial advisor.

Remote Access Scam (RAS)

A scammer may contact you, pretending to be from a well-known company and attempt to access your accounts or device. They usually ask you to download software on your computer or mobile device to gain control.


Tip: If you receive an unexpected phone call, text or email about your computer and are asked to provide remote access, hang up or delete it immediately—even if they mention a well-known company.

Tips to help you and your loved ones stay safe

Share these 3 simple steps: Stop. Check. Reject.

Step 1

Stop

Does a call, email, text or person seem off? The best thing to do is stop. Take a breath. Real organisations won’t put you under pressure to act instantly.

Step 2

Check

Ask someone you trust to get a second opinion or contact the organisation the message claims to be from. If available, always use a trusted method to contact the organisation (for example: the CommBank app).

Step 3

Reject

If you’re unsure; hang up on the caller, delete the email, block the phone number and change your passwords.

If someone visits you in person, report it to the police.

Tip: Create a support team of people you trust. This might include close friends, family members, or peers.

Look out for:

  • Unusual email addresses or URLs (e.g. @combank.com). They often look like the official communication but aren’t quite right
  • Include an urgent call to action, such as asking you to unlock or verify an account, or log on and pay a traffic infringement notice
  • Ask you to forward money or claim that you’ve won a prize
  • Spelling mistakes and incorrect grammar

Remember:

  • CommBank will never ask for banking information like your NetBank passwords, PINs or NetCodes
  • Always be cautious about clicking on any links in an SMS
  • CommBank will never visit your home and request your cards or cash
  • Never trust a call asking for sensitive information or payments, even if the caller claims to be from a trusted organisation
  • If you’re ever unsure, double-check with someone you trust
  • Never send money or gifts to someone you only know online
  • If an investment opportunity seems too good to be true - it probably is

If you’re contacted about access to your devices, hang up or delete the message immediately.

What to do if you or a loved one has been scammed

If you think you’ve been scammed, follow these steps to help protect yourself.