Which car insurance is right for you?

Comprehensive

  • Covers your vehicle for collision or impact damage, theft, vandalism, fire, extreme weather events and more2
  • Also covers legal liability for damage to other people's property up to $20 million
  • Replacement of a new vehicle after a total loss within the first two years3

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Third Party Property Damage, Fire & Theft

  • Covers your vehicle if it's stolen or damaged by attempted theft or fire2
  • Also covers legal liability for damage to other people's property up to $20 million
  • Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured

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Third Party Property Damage

  • Covers legal liability for damage to other people's property up to $20 million
  • Up to $5,000 cover for your vehicle if an accident occurs that is not your fault and the driver is not insured

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Who can apply?

  • Car insurance is to provide cover for your vehicle if it is used for private or non-excluded purposes. You must be at least 15 years of age (unless by exception), or the policy can cover vehicles owned by a company, and have an Australian address where the car is ordinarily parked overnight. All policies are subject to Underwriting criteria.

Get a Quote in 3 easy steps

1. Know the details

Choose the right level of cover for you. There are 3 options to suit a range of needs and budgets.

2. Questions asked

You'll be asked for the details of your car, like make and model as well as a few simple questions about your driving history and claims activity.

Apply

3. Get a quote in under 5 minutes

Once you've got your quote, you can complete the purchase online in just a few more steps

Get a quote

Award winning Car Insurance provided by Hollard

The Mozo People's Choice Awards have highlighted the nation's favourite financial institutions since 2011.

CommBank has been awarded the 2024 Mozo People's Choice Award for Car Insurance provided by Hollard for delivering Outstanding Customer Satisfaction.

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A wide range of benefits

  • Pay monthly

    No additional premium if you choose to pay your car insurance monthly.

  • Repair guarantee

    Guarantee on authorised repairs for as long as you own the vehicle.

  • 24/7 emergency claims assistance

    The Emergency Claims Assistance Line is available 24 hours a day, 7 days a week.

    Call 13 1361

Online claims made easy

  • Car claims

    Lodge your claim online in the My Claims Portal (accessible through NetBank or the CommBank app) and you will receive instant confirmation.

    The Claims team will contact you to advise the next steps for your claim.

    Alternatively, or for emergency claims, call 13 1361 anytime or +61 2 8527 5217 if you’re overseas.

    You can also update your bank details for claims payments and provide documentation via the My Claims Portal.

     

    Start claim

    Tell me more

  • Windscreen or window glass claims

    Make a windscreen or window glass claim by calling 13 1361 and you’ll be appointed the preferred supplier O'Brien®.

Customer support

  • Documents & forms

    Find a list of important documents and forms for your car insurance policy.

  • View or update your current policy

    You can view your existing Car Insurance policy details within the Accounts list in NetBank or the CommBank app. (CommBank customers only)

    If you’d like to make changes to your policy such as updating your payment details or excess, call 13 2423 8am - 8pm, Mon - Fri and 8am - 5pm Sat (Sydney/Melbourne time).

    Car Insurance is provided and issued by Hollard and distributed by CBA. More info on managing your Car Insurance policy.

  • Family Violence Support

    CommBank Support

    If you're a CommBank customer experiencing a domestic or family violence situation, or experiencing financial hardship, support is available and can be accessed here:

    Hollard Family Violence Policy

    Home Insurance is provided and issued by Hollard and distributed by CBA

    Hollard is committed to supporting you if you are affected by family violence, support can be accessed here:

  • Translation services

    If you need an interpreter or translator you can ask for one. Alternatively, you can call the Translating  and Interpreting Service (TIS National) on 131 450, let them know your preferred language, and ask them to call 13 24 23.

    The Home Insurance and Car Insurance webpages can be viewed in other languages by using the link below:

    How to view in a different language

  • National Relay Service

    The National Relay Service may assist anyone who is deaf or has a hearing or speech impairment

    • TTY/Voice: 133 677
    • SSR: 1300 555 727
  • Supporting customers experiencing financial hardship or difficult circumstances

    Hollard is committed to helping and offering additional support when you need it.

    If you are experiencing financial hardship please contact 13 24 23 to talk about your situation. The team will work with you to provide support.

    If you qualify for financial hardship support, the team will work with you to implement an arrangement that could include any one or more of the following:

    • delaying the date on which the payment must be made;
    • paying in instalments;
    • paying a reduced amount;
    • delaying one or more instalment payments for an agreed period;
    • deducting the excess from the claim amount paid to you.

    As the team work with you, they will place any recovery on hold.

    Additional community support

    For access to free and confidential advice from professional financial counsellors, call the National Debt Helpline on 1800 007 007, or visit their website ndh.org.au.

    You can access further information by using the links below:

     

Things you should know

  • This discount cannot be used in conjunction with any other discount (other than those listed in the relevant Product Disclosure Statement or any Supplementary Product Disclosure Statement) or in conjunction with any other promotional offer, unless advised in the promotional offer that this discount will apply. This discount may be removed or changed effective from the renewal date. This discount cannot be backdated. Minimum premiums may come into force and reduce the extent to which discounts are applied.

    Cover for damage caused by fire, storm, hail or flood is excluded for the first 24 hours of the policy (exceptions apply). Policy limits and other exclusions apply.

    3 Conditions apply.  Read the Product Disclosure Statement (PDS) for more information

    Car Insurance is provided and issued by Hollard Insurance Partners Limited ABN 96 067 524 216, AFSL 235030 (Hollard) and distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CBA). Hollard is not part of the CBA Group. CBA and its related entities do not sell, issue or guarantee the obligations or performance of Hollard or the products Hollard offers and this insurance product does not represent a deposit with or liability of either CBA or any of its related bodies corporate. If you purchase a Car Insurance policy, CBA is paid a commission which is a percentage of your premium. 

    For products issued by Hollard, information about the target market can be found within the product’s Target Market Determination available here.

    This information has been prepared without considering your objectives, financial situation or needs.  You should, before acting on this, consider the appropriateness of the product to your circumstances. A Product Disclosure Statement (PDS) is available at all Commonwealth Bank branches, by downloading them from commbank.com.au or by calling 13 2423 and should be considered before making any decisions about this product. You should also read the Premium, Excess and Discount Guide (PEDG) and Financial Services Guide (FSG) by clicking on the links, or by calling 13 2423 for a paper copy.

    Hollard is a signatory to the General Insurance Code of Practice. The Code Governance Committee is the independent body that monitors and enforces insurers’ compliance with the General Insurance Code of Practice. Their purpose is to drive better Code compliance, helping the insurance industry to improve its service to consumers.

    For more information on the code visit www.codeofpractice.com.au

    O'Brien® is a registered trademark of O’Brien Glass Industries Limited.