Credit card offers

Applications are subject to credit approval. Full Conditions of Use will be included in our Letter of Offer. Fees and charges are payable.

^# Offer commenced 23 July 2024 and is only available to customers in CommBank Yello Everyday, Everyday Plus or Homeowner benefit sets when they apply for a new Low Fee credit card. Offer not available to customers who currently hold, or have held, any activated Low Fee or Low Rate card types in the 12 months prior as a primary cardholder or customers who switch from other card types.

To be eligible for the CommBank Yello offer, you must meet the minimum eligibility criteria as set out in the CommBank Yello Terms and Conditions available at commbank.com.au/commbankyellotcs and not have opted out of the program when applying. Eligibility for CommBank Yello is typically assessed in the first week of each month. For more information about CommBank Yello and how to check your eligibility status, please visit commbank.com.au/commbankyello.

The monthly spend criteria is based on four successive 30-day periods and the monthly cashback amount will be awarded when you spend $500 or more in a month for the first four months. Maximum cashback available is $240. Your first 30-day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. Cash advances or refunds are not included as eligible transactions.

Total eligible cashback will be credited within 90 days of the end of the final month of the offer campaign period and will appear on your statement as ‘CASHBACK’. The total cashback owed will be based on the number of months where the monthly spend criteria has been met. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.

^~ Offer commenced 23 July 2024 and is only available to customers in CommBank Yello Everyday, Everyday Plus or Homeowner benefit sets when they apply for a new Low Rate credit card. Offer not available to customers who currently hold, or have held, any activated Low Rate or Low Fee card types in the 12 months prior as a primary cardholder or customers who switch from other card types.

To be eligible for the CommBank Yello offer, you must meet the minimum eligibility criteria as set out in the CommBank Yello Terms and Conditions available at commbank.com.au/commbankyellotcs and not have opted out of the program when applying. Eligibility for CommBank Yello is typically assessed in the first week of each month. For more information about CommBank Yello and how to check your eligibility status, please visit commbank.com.au/commbankyello.

The monthly spend criteria is based on four successive 30-day periods and the monthly cashback amount will be awarded when you spend $500 or more in a month for the first four months. Maximum cashback available is $400. Your first 30-day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. Cash advances or refunds are not included as eligible transactions.

Total eligible cashback will be credited within 90 days of the end of the final month of the offer campaign period and will appear on your statement as ‘CASHBACK’. The total cashback owed will be based on the number of months where the monthly spend criteria has been met. You will be ineligible for the cashback if your account is closed, switched to another card or in default at any time prior to the cashback being credited to your account.

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.

^ Offer commenced 23 July 2024 and is only available to customers in CommBank Yello Everyday, Everyday Plus or Homeowner benefit sets when they apply for a new Smart Awards credit card. Offer not available to customers who currently hold, or have held, any activated Awards card types in the 12 months prior as a primary cardholder or customers who switch from other card types.

To be eligible for the CommBank Yello offer, you must meet the minimum eligibility criteria as set out in the CommBank Yello Terms and Conditions available at commbank.com.au/commbankyellotcs and not have opted out of the program when applying. Eligibility for CommBank Yello is typically assessed in the first week of each month. For more information about CommBank Yello and how to check your eligibility status, please visit commbank.com.au/commbankyello.

The monthly spend criteria is based on four successive 30-day periods and the monthly CommBank Awards points or the monthly Qantas Points will be awarded when you spend $1,500 or more in a month for the first four months. Maximum bonus points available is 90,000 CommBank Awards points or 50,000 Qantas Points. Your first 30-day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. Cash advances or refunds are not included as eligible transactions.

To be awarded the bonus Qantas Points, you must have been opted-in to Qantas Points at the time of your CommBank credit card application or via the CommBank Awards website prior to the end of the final month of the offer campaign period. Points are initially accrued as Awards points in the CommBank Awards Program and will be automatically converted, at the end of the next Statement Period, into Qantas Points and transferred to your Qantas Frequent Flyer account. If you don’t opt-in to Qantas Points, or you opt-out of Qantas Points prior to the end of the final month of the offer campaign period, you will only receive CommBank Awards points.

The earning and redemption of CommBank Award points are subject to the CommBank Awards Program Terms and Conditions available at commbank.com.au/awardst&cs. Once CommBank Awards points are transferred to Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program.

Total eligible bonus points will be credited within 90 days of the end of the final month of the offer campaign period and will appear on your statement as ‘BONUS AWARDS’. The total bonus awards owed will be based on the number of months where the monthly spend criteria has been met. You will be ineligible for the bonus CommBank Awards or Qantas Points if your credit card account is closed, transferred, or in default at any time prior to the points being credited to your account.

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.

* Offer commenced 23 July 2024 and is only available to customers in CommBank Yello Everyday, Everyday Plus or Homeowner benefit sets when they apply for a new Ultimate Awards credit card. Offer not available to customers who currently hold, or have held, any activated Awards card types in the 12 months prior as a primary cardholder or customers who switch from other card types.

To be eligible for the CommBank Yello offer, you must meet the minimum eligibility criteria as set out in the CommBank Yello Terms and Conditions available at commbank.com.au/commbankyellotcs and not have opted out of the program when applying. Eligibility for CommBank Yello is typically assessed in the first week of each month. For more information about CommBank Yello and how to check your eligibility status, please visit commbank.com.au/commbankyello.

The monthly spend criteria is based on four successive 30-day periods and the monthly CommBank Awards points or the monthly Qantas Points will be awarded when you spend $3,500 or more in a month for the first four months. Maximum bonus points available is 100,000 CommBank Awards points or 60,000 Qantas Points. Your first 30-day period commences from the day your account is opened which you can find on your first statement. Transactions must be fully processed and any pending transactions at the end of the period will not count towards the spend criteria for that period. Cash advances or refunds are not included as eligible transactions.

To be awarded the bonus Qantas Points, you must have been opted-in to Qantas Points at the time of your CommBank credit card application or via the CommBank Awards website prior to the end of the final month of the offer campaign period. Points are initially accrued as Awards points in the CommBank Awards Program and will be automatically converted, at the end of the next Statement Period, into Qantas Points and transferred to your Qantas Frequent Flyer account. If you don’t opt-in to Qantas Points, or you opt-out of Qantas Points prior to the end of the final month of the offer campaign period, you will only receive CommBank Awards points.

The earning and redemption of CommBank Award points are subject to the CommBank Awards Program Terms and Conditions available at commbank.com.au/awardst&cs. Once CommBank Awards points are transferred to Qantas Points, they are governed by the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/terms and cannot be converted back to CommBank Awards points or redeemed under the CommBank Awards Program.

Total eligible bonus points will be credited within 90 days of the end of the final month of the offer campaign period and will appear on your statement as ‘BONUS AWARDS’. The total bonus awards owed will be based on the number of months where the monthly spend criteria has been met. You will be ineligible for the bonus CommBank Awards or Qantas Points if your credit card account is closed, transferred, or in default at any time prior to the points being credited to your account.

Offer only available on one credit card per customer. We reserve the right to close or vary this offer at any time.

¹ For Low Fee credit cards, there is no monthly fee when you spend at least $300 on your Low Fee credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $3. Spend includes all purchases and cash advances made using your Low Fee credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions).

² For Smart Awards credit cards, there is no monthly fee if you spend at least $2,000 on your Smart Awards credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $19. Spend includes all purchases and cash advances made using your Smart Awards credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions).

For Ultimate Awards credit cards, there is no monthly fee if you spend at least $4,000 on your Ultimate Awards credit card in your statement period to qualify for no monthly fee for that month. Otherwise the monthly fee is $35. Spend includes all purchases and cash advances made using your Ultimate Awards credit card, minus any refunds. This is for all transactions fully processed in the given statement period (not pending transactions).