• Our comprehensive payments and cash management solutions are designed to simplify your financial operations, improve cash flow and make payments safe and easy to track.

    Our innovative solutions can help you:

    • Optimise liquidity and cash flow
    • Make efficient payments
    • Increase account visibility and control
    • Manage risk
    • Streamline operations
    • Support growth

Why CommBank?

We have a deep understanding of our clients and the market. This allows us to deliver tailored transaction banking and payment solutions.

Specialised support

As Australia’s largest bank, we can help you scale with specialised support and market expertise.

Unique data & insights

Our unique insights offer new perspectives to help you navigate the future and stay ahead.

Innovative banking

Innovation lies at the core of your transformation and the core of our business.

Fraud & scam protection

A range of security features and services including fraud prevention technology and secure banking.

Reshaping transaction banking

As Australia's largest bank, we are committed to securing and future proofing the country’s transaction banking function by harnessing new real-time payment technologies. Alison Chang, General Manager of Payments sits down with Andrew Hinchliff, Group Executive of Institutional Banking and Markets and Mike Vacy-Lyle, Group Executive of Business Banking, to learn more about how CBA is remaining at the forefront of payment innovation.

Reshaping transaction banking

As Australia's largest bank, we are committed to securing and future proofing the country’s transaction banking function by harnessing new real-time payment technologies. Alison Chang, General Manager of Payments sits down with Andrew Hinchliff, Group Executive of Institutional Banking and Markets and Mike Vacy-Lyle, Group Executive of Business Banking, to learn more about how CBA is remaining at the forefront of payment innovation.

Our solutions

Our payment and cash management solutions are designed to meet the diverse needs of business and institutions. From real-time balances and merchant facilities to corporate cards and comprehensive accounts management, we cover the entire cash flow cycle.

Accounts & liquidity management

Maximise visibility and manage your cash flow smoothly.
 
  • Transaction accounts
  • Investment accounts
  • Client monies accounts
  • Cash sweeping & pooling

Payables management

Manage business payments effectively and improve your working capital.
 
  • Direct Credit
  • Fast Payment (Osko)
  • Real-time Gross Settlement payment
  • International payments
  • Corporate cards
  • Virtual cards
  • Procurement management account

Receivables management

Streamline your collections and improve reporting and reconciliation.
 
  • BPAY
  • Direct Debit
  • PayTo
  • Merchant in-store terminals
  • Merchant online payments
  • Smart Health

Digital & data services

Streamline your operations and get valuable insights with our digital services and APIs.
 

Payments as a service

Our payment APIs allow you to connect and access our latest payment services. You'll be able to make fast payments using the New Payments Platform, initiate real-time payments from customers with PayTo, and access our Australian banking first security tool, NameCheck.

Contact us to learn more about our API capabilities or view our API catalogue.

Sibos 2024 – bringing the global financial community together

We're pleased to announce our participation at Sibos 2024. From 21 – 24 October, we'll join business leaders, decision makers and topic experts at the China National Convention Centre to debate the theme "Connecting the Future of Finance". 

CommBank Global Payment Audio Series

Tune in to hear CBA leaders along with host Carli Renzi, Managing Director of Institutional Client Coverage, share insights into the key themes from Sibos, offering a glimpse into the future of payments.

Mitigating Payments Fraud with NameCheck

Hear from Alison Chang, General Manager for Real Time Payments. 

Unlocking Real-Time Payments to Australia with IPS

Hear from Susan Yang, General Manager for High Value & International Payments.

Modernising Payments with ISO20022

Hear from Ethan Teas, Executive General Manager for Payments. 

Improving payment experiences with AI 

Hear from Nick Fanning, Executive Manager International Payments. 

Latest insights

Get the latest research, actionable insights and expert views on the big issues facing businesses from CommBank Brighter Perspectives.

Building a secure future together: SXSW Sydney 2024

Achieving a secure digital environment requires a collaborative, ecosystem-wide approach a group of industry experts concluded at the CommBank SXSW Brighter Futures Dinner.

Collaboration is our best defence against scammers

A recent drop in scam losses highlights the impact of anti-scam initiatives and enhanced cross-sector collaboration.

How ISO 20022 is powering a global payment revolution

ISO 20022 is set to revolutionise global payments with a new universal standard, unlocking faster, more transparent transactions and paving the way for the future of financial communication.

Why businesses must ride the real-time payments wave

The creation of an array of new real-time capabilities will revolutionise the way consumers and businesses make and receive payments.

CommBank iQ helps Kayo Sports win by going local

Kayo Sports partnered with CommBank iQ to enable a new approach to subscription growth in the lead up to the AFL and NRL seasons.

The digital experience your customers expect

As customers become more digitally savvy, the challenge is to build digital platforms around people.

Is it time to phase out cheques?

The use of cheques is in universal decline and in Australia, they now account for just 0.2% of payments. Is it time to phase out cheques?

Latest news

For the latest news, visit our Newsroom.

CBA and MRI Software to deliver market-leading solution for residential real estate sector

Strategic collaboration to deliver reimagined payments for real estate agents, property managers and tenants.

CBA to pilot international use of NameCheck technology on Liink by J.P Morgan

CBA’s industry-leading NameCheck technology becomes part of effort to combat international scams and mistaken payments.

Things you should know

  • Any opinions, views of contributors, conclusions or recommendations are reasonably held or made, based on the information available of compilation, but no representation or warranty, either expressed or implied, is made or provided as to the accuracy, reliability or completeness of any statement made in this information.  

    Reliance should not be placed on the information contained on this webpage, as it does not take into account your personal objectives, circumstances or needs.

    You should consider whether these products are appropriate for you. Applications for finance are subject to the Bank’s normal credit approval.

    Full terms and conditions are included in the offer. Bank fees and charges may apply. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945.