Help & support
An investment portfolio can be a great way to make your money work for you. Quality investments have the potential to outperform inflation and provide regular income through dividends. Investing in the CommBank app has been awarded the Canstar Innovation Excellence Award in 2024.
It can be daunting to start investing. That’s why our Investing hub helps make it easy. You can monitor, trade and manage investments in one place, as well as access education and tools to help build your knowledge.
Whether you're just starting your investment journey or looking to brush up on your skills, you can also access educational content straight from the app.
Invest in up to three professionally designed funds with as little as $2 per investment1
Suitable for
People who want to invest in diversified funds and have their investments managed by professionals
Investor experience
Beginner
Minimum investment
$2 per investment
Begin with as little as $50 and choose from ten themed ETFs
Suitable for
People who have just started investing or want to invest in specific industries like tech
Investor experience
Beginner to moderate
Minimum investment
$50
Invest in over 2,000 Australian shares that are listed on the Australian Stock Exchange (ASX)
Suitable for
People who enjoy the freedom and control that comes with choosing their own investments
Investor experience
Moderate to advanced
Minimum investment
$500 for your first trade in any investment, then $100 in the same investment after that
Current offers for our eligible customers
Get started with $0 brokerage
Enjoy $0 brokerage on your first 10 trades* Limited time offer
CommBank Yello Homeowner investing benefit
Receive a $5 monthly loyalty benefit as an eligible CommBank Yello Homeowner customer for investing**
Get ready to go from investment zero to investment hero. Join host Jamila Rizvi and the team from CommSec as they break down the world of share investing. Learn how the share market works, how to navigate it, and how to make informed decisions so you can become a confident investor. Browse all episodes.
The investing experience features and functionality in the CommBank app is only available for CommSec Pocket and individual CommSec Australian Shares accounts. You can view other CommSec account types, like Margin Loans and Exchange Traded Options, via the Accounts list. You can access more share trading services, features and functionality on CommSec's apps and platforms.
Yes, the same eligibility criteria that currently exists for Pocket ETFs and CommSec Australian Shares will exist for the investing experience in the CommBank app, including:
Yes, you can use both the CommSec app and the CommBank app to manage your CommSec Pocket and/or Australian Shares account.
1. Search for Everyday Investing
From early Apr, go to the CommBank App, search for 'Everyday Investing', and then tap on the Everyday Investing product to view the product details.
2. Review the product information and get started
Once you have reviewed the product information and important documents, tap on the 'Get started' button and fill in the required information to create your account.
3. Choose a fund to invest now or later
You can choose to invest straight away or later. Before you invest, we’ll ask you a few questions about your investment preferences.
Your answers will determine whether you’re likely to be in the target market for any of the funds. You’ll only be able to invest in funds that you’re likely to be in the target market for.
1 Colonial First State Investments Limited (CFS) ABN 98 002 348 352, AFSL 232468 is the responsible entity of the managed funds and issuer of the financial products offered under Everyday Investing. The Everyday Investing suite of financial products are distributed by the Commonwealth Bank of Australia ABN 48 123 123 124, AFSL 234945 (CommBank). Commonwealth Private Limited (CPL) ABN 30 125 238 039, AFSL 314018, a wholly-owned non-guaranteed subsidiary of CommBank has been appointed as the Investment Manager by CFS for the managed funds.The CFS Group consists of Superannuation and Investments HoldCo Pty Limited ABN 64 644 660 882 (HoldCo) and its subsidiaries, which includes CFS. CommBank holds an interest in the CFS Group through its significant minority interest in HoldCo.
This information may include general advice but does not take into account your individual objectives, financial situation, needs or tax circumstances, and so you should consider the appropriateness of the advice having regard to your circumstances before acting on it.
The Target Market Determination (TMD) for the financial products can be found on Everyday Investing Important Documents and includes a description of who the product is appropriate for and any conditions on how the product can be distributed to customers. You should read the Product Disclosure Statement (PDS) and Financial Services Guides (FSGs) carefully before making a decision about acquiring or continuing to hold these products and consider talking to a financial adviser before making an investment decision. You can get the PDS and FSGs on Everyday Investing Important Documents or by calling 13 22 21.
Neither CommBank, CFS Group, nor any of their respective subsidiaries guarantee the performance of the financial products or the repayment of capital. An investment in any of the financial products is subject to risk, loss of income and capital invested. Everyday Investing is not an investment in, deposit with or other liability of CommBank or its subsidiaries. This information is based on current requirements and laws as at the date of publication.
# The new investing experience features and functionality in the CommBank app is only available for CommSec Pocket and individual CommSec Australian Share accounts. Other account types can be viewed through Accounts list, or through CommSec app and platforms.
* ”$0 brokerage on your first 10 trades” offer only available to new CommSec customers opening a new individual Australian Share Trading Account & Commonwealth Direct Investment Account (CDIA) between 1 February 2025 to 30 April 2025 via the ‘Join now’ link at www.commsec.com.au/offer or through the CommBank App. Offer applies if you trade online, are CHESS-sponsored by CommSec and settle your trade through your CDIA. This offer does not apply to CommSec Pocket trades, International Share trades, Exchange Traded Options or Margin Lending. Offer not valid in conjunction with any other offer and not open to existing CommSec customers. As part of the offer, you will receive $0 brokerage on your first 10 Australian share trades, up to a maximum trade value of $50,000 each for orders placed on or before 31 July 2025. Standard CommSec brokerage charges apply for orders placed or amended after 31 July 2025. Trades above $50,000 will incur brokerage charges. For CommSec standard brokerage charges, see the CommSec Financial Service Guide (PDF). No brokerage fee will be shown on the CommSec Confirmation Contract Note issued in respect of applicable trades under this offer. This offer is not redeemable for cash and is not transferable. CommSec Share Trading Terms and Conditions (PDF) apply unless otherwise specified here. Applicants must be 18 years or over. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. For any queries on this offer, please contact us on 13 15 19.
** "$5 monthly loyalty payment" benefit (CommBank Yello CommSec Benefit) only available to CommBank customers eligible for the Homeowner Benefit Set in the CommBank Yello customer recognition program. You may qualify for the CommBank Yello CommSec Benefit and thereby receive a $5 monthly loyalty payment if you are eligible for the CommBank Yello Homeowner Benefit Set, trade with an Individual Australian Share Trading Account (excluding joint accounts, company accounts and trustee accounts) and settle at least 1 trade greater than $1,000 monthly into a Commonwealth Direct Investment Account (CDIA) between 1st October, 2024 and 31st October, 2025.
Additionally, to obtain the CommBank Yello CommSec Benefit, trades subject to eligibility assessment must relate to online trades that are CHESS-sponsored by CommSec. The CommBank Yello CommSec Benefit does not apply to CommSec Pocket trades, International Share Trades, Exchange Traded Options, or trades financed by Margin Loans. If you are a new CommSec customer eligible for the “$0 brokerage on your first 10 trades” offer, you may additionally qualify for the CommBank Yello CommSec Benefit if you meet the eligibility criteria stated above.
Fulfilment for the CommBank Yello CommSec Benefit occurs monthly, and your eligibility is typically assessed in the first week of each month for your trades settled in the previous calendar month. No payment will be paid if you do not retain status as a CommBank Yello Homeowner customer when eligibility is assessed (that is, you no longer remain eligible for the CommBank Yello Homeowner Benefit Set).
There may be tax implications in receiving the CommBank Yello CommSec Benefit. You should check with your accountant or tax adviser for further information. Full information on CommBank Yello and eligibility conditions are available in the CommBank Yello Terms and Conditions and CommBank Yello FAQs.
The CommBank Yello CommSec Benefit is not transferable. Eligible customers must be 18 years or over. CommSec may terminate or withdraw the CommBank Yello CommSec Benefit and may, acting reasonably, amend the terms and conditions applying to the CommBank Yello CommSec Benefit at any time. In both cases, CommSec will provide notice prior to doing so or as soon as is practicable after doing so. Termination or withdrawal of the CommBank Yello CommSec Benefit and any change to its terms and conditions will apply prospectively and will not impact any benefit already received or accrued. If you are not happy with any change to the terms and conditions, you may opt out of CommBank Yello by messaging in the CommBank app or visiting a branch. By receiving the CommBank Yello CommSec Benefit, you are taken to agree to these terms and conditions.
Trading involves risk, including potential loss of your investment. The value of your investment may go down as well as up.
Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.
The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. You should refer to your mobile phone plan or contact your provider to find out more. Terms and conditions are available on the CommBank app. NetBank access with NetCode SMS required. Find out about the minimum operating requirements on the CommBank app page.
The information has been prepared without taking into account your objectives, financial situation or needs. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to their objectives, financial situation or needs, and, if necessary, seek appropriate professional advice. You should consider its appropriateness for your circumstances. Investing carries risks. The minimum allowable size of your investment is subject to fluctuations in ETF unit prices. Brokerage is charged at $2 per trade, for trades up to $1,000 and 0.20% for trades above $1,000. To operate a CommSec Pocket account, you’ll need an eligible CommBank transaction account.
You can view the Share Trading Terms and Conditions, CommBank Transaction, Savings and Investment Account Terms and Conditions, Product Disclosure Statement, CommSec Best Execution Statement and Financial Services Guide.
The Commonwealth Direct Investment Account (CDIA) is issued by Commonwealth Bank of Australia. ABN 48 123 123 124 AFSL 234945. This product is administered by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec), a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.
The target market for the CDIA can be found within the product’s Target Market Determination, available at commbank.com.au/tmd.
