Get started with the right account

Take quick & secure payments

Get paid wherever your customers are with our range of EFTPOS terminals and eCommerce solutions.

Take payments with a sleek, all-in-one Smart EFTPOS terminal.

  • Same-day settlement2
  • 1.1% transaction fee3
  • Enhanced connectivity with Dual SIM and Wi-Fi4
  • Digital receipts, surcharging and tipping preferences5

Discover Smart terminal

Fast access to business finance 

Extra money when you need it

Apply for a Business Overdraft in under 10 minutes and only pay interest on what you use.  

Funding in minutes

Already a CommBank customer? If you're eligible, you may be conditionally approved – no business plan or security needed.6

Grow your business

Cover business costs & investments with a BetterBusiness Loan. Tailor the loan and repayments to suit you. 

If you've been trading for less than 12 months, you may need to provide extra information about your business.

Need help finding the right solutions for your business?

Our selector tool can help you in 3 simple steps:

  1. Answer a few questions about your business

  2. Compare and choose from our products and services

  3. View a summary of your choices and next steps

Used this tool before? Retrieve your summary

Help me choose

Access market-leading offers

Available to all CommBank Business customers. View our full range of offers for your business.

Discount nbn®, Mobile & Phone plans

Get 20% off More Business nbn®, Mobile SIM-Only and Phone Systems plans for 12 months when you sign up with your CommBank credit or debit card.

Ends 30 June 2025 | Eligibility criteria and T&Cs apply#

Redeem now

Get free personalised energy insights

Access free personalised insights that may help you reduce your energy bill and emissions with EnergyFlex.

More about EnergyFlex

Get AUD 600 in Ads Credit when you spend your first AUD 600 on Google Ads^

Expires 31 July 2025

Redeem now

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    You can view the Terms and Conditions for Business Transaction and Savings Accounts (PDF 396KB)Merchant Agreement (PDF 349KB) our Financial Services Guide (PDF 79KB) and the Electronic Banking Terms & Conditions (PDF 612KB) and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

    2 Same day settlement is available on all EFTPOS transactions made before 9:30pm (Syd/Melb time) and all eCommerce transactions made before 5:30pm (Syd/Melb time) for eligible customers with a CommBank transaction account and a linked CommBank merchant facility. 

    3 1.1% covers Mastercard, Visa, AMEX, JCB, eftpos, and UnionPay transactions (additional costs may apply for all other cards). AMEX/JCB is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm (Syd/Melb time).

    4 Subject to network coverage and compatible areas.

    5 Surcharging is a useful tool to recover the costs of processing card payments in your business. However, the value of the surcharge must not exceed the value that it costs you to accept the transaction, you can find more information at commbank.com.au/surcharging.

    Credit provided by the Commonwealth Bank of Australia.  These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our current Terms and Conditions for Business FinanceAsset Finance (PDF 479KB) and our Financial Services Guide (PDF 79KB) and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    The target market for this product will be found within the product’s Target Market Determination.

    Offer of 20% off a More business nbn® plan, SIM-only mobile plan, mobile broadband plan and/or business phone plan for 12 months is for customers who sign up to either a 24-month contract or month-month contract option by 30 June 2025 and use a CommBank Debit or Credit card as their online bill payment method. Offer does not apply to other More services, including Business Ethernet, Enterprise Ethernet NBN or Business Fibre 1000. Offer cannot be used in conjunction with any other offers or discounts. 12 months is a promotional period commencing on the day your eligible service is activated. After 12 months, the cost of your plan will revert to the Recommended Retail Price (RRP) current at that time. You must continue to have your CommBank credit or debit card registered as the online bill payment method on your account. If you change your online bill payment method to a non-CommBank card, you will forfeit all discounts available with this offer. Access to the offer will be revoked with effect from the following month, with the cost of your plan reverting to the RRP current at that time. The RRP of More plans are subject to change in accordance with More’s terms of service. If you take up this offer on a month-to-month contract, you are free to cancel at any time without charges, but cancelling your service within the 12 month promotional period will forfeit any remaining months discounted at 20% off. Offer applies to monthly plan fees only and does not apply to any hardware charges not included in the plan, hardware installation charges, nbn® New Development Fee or New Copper Pair charges or any fees for services or usage outside of plan inclusions.

    If you take up a 24-month business nbn® plan or business phone plan, you will receive a modem and/or handset(s) (as applicable) at no additional cost. Supplied hardware is subject to change, see the More website for current information. If you cancel your service before the end of your 24 month contract, you will incur an early termination fee. Please see your plan Critical Information Summary for early termination fee amount. If you sign up, More will be your service provider for your business nbn®, business mobile and/or business phone and will handle all technical enquiries, support, complaints and servicing. The provision of your service(s) will be subject to More’s standard terms of service and policies, which are available on the More website. CommBank reserves the right to remove this offer at any time.

    CommBank has an ownership interest in More. More and CommBank have entered into a strategic alliance agreement. You should read More’s customer policies before making any decision about their service.

    By clicking on any links directing to the More website and commencing the sign-up process, More will collect and handle your personal information under its collection notices and privacy policy as outlined on its website.

    ^ Eligibility criteria apply. Visit offer for full terms and conditions.

    This page offers links to other third party websites that may be of interest to CommBank website visitors. When you click on these links you will leave CommBank and will be directed to another site. These sites are not under the control of Commonwealth Bank of Australia.

    Offers presented are from third party websites and may be varied or withdrawn at any time, without the control of Commonwealth Bank of Australia. Offers will also be subject to their own Terms and Conditions.