Simple loans

Manage, grow or diversify your business with a term loan.

BetterBusiness Loan

A simple flexible loan to manage or grow your business.

Borrow from $10,000*

If you want to:

  • Cover short, medium or long-term capital needs
  • Tailor the loan and repayments to suit your business
  • Invest as a business

Car & equipment finance

Upgrade, replace or buy new gear for your business.

Car & equipment finance

Purchase an asset for your business.

Borrow from $20,000

If you want to:

  • Finance new or used assets
  • Update your equipment or vehicle
  • Secure your loan against the asset you buy

Manage cash flow

Get cash moving smoothly to support your business activities, or give a third party security for a payment.

Business Overdraft

Overdraw from your linked Business Transaction account to cover a cash shortfall.

Borrow from $2,000

If you want to:

  • Access extra funds when you need it
  • Cover unexpected expenses or day-to-day expenses
  • Only pay interest on what you use

Stream Working Capital

Access funds from unpaid invoices by connecting with QuickBooks or Xero.

Must nominate at least $15,000 of invoices per month

If you want to:

  • Access funds tied up in unpaid invoices
  • Cover fluctuations in your cash flow
  • Borrow without using property as security

Bank Guarantee

Provide a security bond for a property, asset or project, or give a customer or supplier certainty that you can make a payment.

Borrow from $5,000

If you want to:

  • Provide a bond for leasing commercial property
  • Provide a warranty over completed works
  • Purchase an off-the-plan property

Corporate & specialised finance

Explore solutions that can help you maintain a competitive edge.

Market rate loan

A highly flexible loan for medium to large businesses.

Borrow from $500,000
  • Flexible loan structure

Working capital solutions

Tailored financing solutions designed to enhance the efficiency of your day-to-day business operations and optimise working capital.

Industry specific finance

Access funding tailored for different industries, with solutions like:

Sustainable solutions

Specialised finance options that focus on sustainability.

Business Green Loan

Fund sustainable business projects like installing energy-efficient technology or upgrading equipment.

Green Vehicle & Equipment Finance

Buy new and used EVs, electric and battery-powered machinery, power storage and chargers.

Agri Green Loan

Fund eligible environmental projects on your farm like improving waste management and soil sequestration.

Things you should know

  • This information is current as at 8 July 2024 and has been prepared without having regard for your individual and/or business objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances. CommBank has the right to change or cancel this offer at any time without notice. 

    1 An instant decision is subject to the Bank's eligibility and suitability criteria

    2 The Establishment Fee is non-refundable. The Establishment Fee is capitalised and added to the principal of your loan and will be paid by instalments as part of the principal from when your account is setup. If you (or, if you default, we) terminate the loan before the end of the Term and the principal (including the remaining Establishment Fee) becomes payable, no part of the Establishment Fee will be refunded.

    3 Fees and charges apply

    Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our current Terms and Conditions for Business Finance and Business Savings and Transaction Accounts, and our Financial Services Guide and consider them before making any decision about these products. Fees, charges and Terms & Conditions apply.

    * New and existing customers not conditionally approved can borrow from $10,000 for business purposes. Existing conditionally approved business customers can apply online to borrow from $5,000 - $100,000 unsecured for business purposes. This is subject to the Bank's eligibility and suitability criteria.