Small business loans  

Explore our full range of business loans and finance options

Interest rate
Security
Loan amount
Repayment frequency
Max. loan term
How to apply
Better Business Loan

Suitable for short, medium or long-term business costs and investments
Unsecured & secured
From $10,0001  
Monthly
7 years (unsecured)

30 years2 (secured)
Existing customers: apply online in 10mins

New customers: book appointment  
Business Overdraft 

Suitable for managing cash flow and unexpected expenses
Unsecured & secured
From $2,000
No fixed repayments
N/A
Existing customers: apply online in 10mins

New customers: book appointment
Car & equipment finance

Suitable for buying or upgrading a business vehicle or equipment 
Secured by the asset 
From $20,000
Monthly or quarterly
5 years
Bank Guarantee

Suitable for providing a security bond or securing a contract
N/A
Secured
From $5,000
Fees charged every 6 months 
N/A
Existing customers: apply online in 20mins

New customers: visit a branch or contact us 

Calculate your repayments

More about business loans 

8 things to consider before applying for a business loan 

Here are some helpful things to think about before you apply for a business loan.

 

What do you need to apply for a business loan?

Understand the key business loan requirements and what to prepare. 

Unsecured vs secured business loans 

Explore the different types of loan security to find the right option for you. 

Tools to help you every step of the way 

Complimentary cash flow management course

We’ve partnered with UNSW Business School to offer a self-paced, online course to help you manage cash flow. T&Cs apply.3

Enrol now

Unlock business grants & rebates

Answer a few simple questions and we’ll help you find grants, rebates and support you may be eligible to claim.

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Business insights with Daily IQ

Optimise cash flow, enhance performance and grow your customer base with the help of Daily IQ business insights.4

Explore Daily IQ

Things you should know

  • The information provided on this comparison webpage is for general informational purposes only. It does not take into account your individual and/or business circumstances, needs, or objectives. You should consider the appropriateness of this information to your circumstances before acting on it. While we strive to provide accurate and up-to-date information, we do not guarantee the completeness or accuracy of the information presented. Not all loan products are listed on this webpage.

    Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. Full terms and conditions are included in the Loan Offer. Bank fees and charges may apply. Rates and fees are subject to change.

    New and existing customers not conditionally approved can borrow from $10,000 for business purposes. Existing conditionally approved business customers can apply online to borrow from $5,000 - $100,000 unsecured for business purposes. This is subject to the Bank's eligibility and suitability criteria.

    Subject to the Bank’s eligibility and suitability criteria.

    3 You can view the Terms and Conditions for UNSW Short Courses.

    Information on this CommBank Business Cash Flow Management is intended for educational purposes only. The information contained in these modules is general in nature and does not take into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and speak with your bank or a financial professional.

    Daily IQ is not optimised for iPads or mobile devices. Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate.

    Commonwealth Bank takes its responsibility to protect the privacy of its clients very seriously and applies strict security and privacy controls to the way it handles information. This has been applied to Daily IQ.

    Daily IQ is available to business customers with a CommBank Business Transaction Account. The Industry Sales Comparison, Busiest Times, Total Card Sales, Loyalty, Demographics and Location tools are only available to clients who have a CommBank merchant facility settling into a CommBank settlement account. 

    The target market for this product can be found within the product’s Target Market Determination.

    This page contains links that will bring you to a third party website, owned and operated by an independent party (“3rd Party Website”). Any link you make to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security. CBA does not endorse or approve and makes no warranties, representations or undertakings relating to the content of the 3rd Party Website. CBA disclaims liability for any loss, damage and any other consequence resulting directly or indirectly from or relating to your access to the 3rd Party Website or any information that you may provide or any transaction conducted on or via the 3rd Party Website or the failure of any information, goods or services posted or offered at the 3rd Party Website or any error, omission or misrepresentation on the 3rd Party Website or any computer virus arising from or system failure associated with the 3rd Party Website.