Get a fast start with the right account

  • Business banking made easier

    Open a Business Transaction Account online with a $0 monthly fee option and unlimited electronic transactions. Fees, terms and conditions apply1.

    Take a look

  • Next steps

Everything you need for fast, secure payments

Take payments wherever your customers are with an all-in-one EFTPOS terminal and a range of eCommerce solutions.

Plus enjoy same day settlement2 on all sales your businesses makes, 365 days a year.

Take in-person EFTPOS payments

A smarter way to take payments, with a sleek, all-in-one EFTPOS terminal. And whenever you need us, we have our Australian-based specialists on standby3.

Take your business online 

Simple eCommerce tools to take your business online and accept payments securely.

Payment solutions for your industry

Explore the EFTPOS and payment solutions that are popular with businesses like yours.

Retail

Make shopping seamless

Payment systems, EFTPOS terminals, Buy Now Pay Later, and eCommerce platforms tailor-made for your retail business. 

Payments for retail

Hospitality

Manage payments in your cafe or restaurant

Discover payment tools, EFTPOS terminals, and eCommerce platforms designed to pair perfectly with your hospitality business. 

Payments for hospitality

Health

Focus more on helping patients, and less on admin

Streamline your payments, process instant claims and promote your practice with our complete digital health solution.4

Smart Health

Get fast access to finance

Financing options to meet your needs, whether to purchase a property, equipment, trade globally, or pay staff and suppliers.5

Loan40.svg I need a simple term loan

BetterBusiness Loan is a simple, flexible loan to manage or grow your business.

  • Borrow $10,000 - $1 million
  • Variable or fixed interest rate
  • Flexible loan term and repayment frequency

ManageCashFlow40.svg I need to manage cashflow

With a Business Overdraft, overdraw from your linked account to cover cash shortfall.

  • Borrow from $2,000 - $100,000
  • Variable interest rate, charged on amount used
  • Repay when money hits your account

Find government support

See what government grants may be available for your business with Benefits finder in the CommBank app.​ 

Manage your business on the go

Use the CommBank app to make and take payments, check statements, and access features designed to help you stay on top of cash flow.

Turn your big business idea into a side hustle

If you’ve got a great idea that you want to turn into a side hustle, find out more about the Smart Mini. It could be a major companion to your success!

Discover Smart Mini

Access market leading offers

Exclusive to CommBank customers. See our full range of offers for your business.

Discount More nbn® & phone plans

Get 20% off business nbn®, mobile and business phone systems. Offer expires 30 June 2025. Eligibility criteria and T&Cs apply8.

50% off select QuickBooks packages for first 6 months

Manage your invoicing, bookkeeping and billing easily, all in one place.

Expires 28 Feb 2025

Get up to US$1500 Google ad credits with First Page6

Maximise your advertising impact, optimise campaigns and outrank competitors to reach your target audience.

Expires 31 Dec 2024

Award-winning digital banking

Winner of Canstar's 2023 Bank of the Year Award for Digital Banking.7

canstar-bank-of-the-year-2010-23

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances.

    You can view the Terms and Conditions for Business Transaction and Savings Accounts [PDF], Merchant Agreement [PDF] our Financial Services Guide [PDF] and the Electronic Banking Terms & Conditions [PDF] and should consider them before making any decision about these products and services. Bank fees and charges may apply. 

    Same day settlement is available on all EFTPOS transactions made before 9:30pm (Syd/Melb time) and all eCommerce transactions made before 5:30pm (Syd/Melb time) for eligible customers with a CommBank transaction account and a linked CommBank merchant facility. 

    3 A remote area is not serviced by a technician and only phone support is available.

    4 View our CommBank Smart Health Terms and Conditions (PDF)Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    5 View our Merchant Agreement (PDF)Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    6 Get up to USD 1500 Google ads / service credits (max up to USD 129 per month). All offers are subject to a 6-month commitment, a minimum monthly ad spend (USD 650), and a minimum monthly management fee (USD 775).

    7 We received the Canstar Digital Banking Bank of the Year Award in June 2023. For more information, visit canstar.com.au.

    Offer of 20% off a More business nbn® plan, SIM-only mobile plan, mobile broadband plan and/or business phone plan for 12 months is for customers who sign up to either a 24-month contract or month-month contract option by 30 June 2025 and use a CommBank Debit or Credit card as their online bill payment method. Offer does not apply to other More services, including Business Ethernet, Enterprise Ethernet NBN or Business Fibre 1000. Offer cannot be used in conjunction with any other offers or discounts. 12 months is a promotional period commencing on the day your eligible service is activated. After 12 months, the cost of your plan will revert to the Recommended Retail Price (RRP) current at that time. You must continue to have your CommBank credit or debit card registered as the online bill payment method on your account. If you change your online bill payment method to a non-CommBank card, you will forfeit all discounts available with this offer. Access to the offer will be revoked with effect from the following month, with the cost of your plan reverting to the RRP current at that time. The RRP of More plans are subject to change in accordance with More’s terms of service. If you take up this offer on a month-to-month contract, you are free to cancel at any time without charges, but cancelling your service within the 12 month promotional period will forfeit any remaining months discounted at 20% off. Offer applies to monthly plan fees only and does not apply to any hardware charges not included in the plan, hardware installation charges, nbn® New Development Fee or New Copper Pair charges or any fees for services or usage outside of plan inclusions.

    If you take up a 24-month business nbn® plan or business phone plan, you will receive a modem and/or handset(s) (as applicable) at no additional cost. Supplied hardware is subject to change, see the More website for current information.  If you cancel your service before the end of your 24 month contract, you will incur an early termination fee. Please see your plan Critical Information Summary for early termination fee amount. If you sign up, More will be your service provider for your business nbn®, business mobile and/or business phone and will handle all technical enquiries, support, complaints and servicing. The provision of your service(s) will be subject to More’s standard terms of service and policies, which are available on the More Website. CommBank reserves the right to remove this offer at any time.

    CommBank has an ownership interest in More. More and CommBank have entered into a strategic alliance agreement. You should read More’s customer policies before making any decision about their service.

    By clicking on any links directing to the More website and commencing the sign-up process, More will collect and handle your personal information under its collection notices and privacy policy as outlined on its website.

    Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our Current Terms and Conditions for Business Finance, Credit provided by the Commonwealth Bank of Australia.  These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our Current Terms and Conditions for Business Finance and our Current Terms and Conditions for Asset Finance (PDF) and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.

    The target market for this product will be found within the product’s Target Market Determination, available here