4 ways to simplify your home buying journey

Sponsored by Home-in

15 November 2024

Buying a property can be one of life’s most exciting yet stressful experiences, especially with all the details to manage. To help ease the process and keep things on track, here are four essential tips to ensure everything goes as smoothly as possible.

1. Choose an experienced conveyancer

A conveyancer will guide you through the important steps and make sure the contract of sale is thoroughly checked. Plus, they can help negotiate terms, like sorting out any unapproved building works and spotting hidden risks before they become your problem.

2. Get professional property and pest inspections

These are a must before making an offer on a property to uncover things like structural issues, water damage or even dreaded black mould. And here’s a tip: on a walk-through, look out for freshly painted walls – they might be hiding something worse underneath.

3. Organise your financing early

Make sure you’re all set with your financing well ahead of time – it’ll save future you from stress. Work with your lender to have everything sorted before settlement so you’re not scrambling at the last minute. And don’t forget to stay on top of those legal checks (like title searches) to avoid delays or surprises.

4. Do a final inspection before settlement

One last walk-through of the property is a must. Check everything to make sure it’s in good shape and exactly as agreed. This way, you won’t be hit with any unexpected repairs or issues after settlement, and you can take it easy knowing that your new place is all set.

Conveyancing with Home-in

Home-in provides conveyancing services across Australia, settling over $6B in homes1 since 2020. Features include:

  • Conveyancers and lawyers with years of experience and local expertise.
  • Award-winning2 app built by CommBank with digital ID verification, chat and more.
  • Discounted conveyancing3 with Home-in when you settle your CommBank loan. 

To learn more about Home-in, visit home-in.com.au/cba

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Things you should know

¹Property value of homes settled with Home-in since public launch in November 2020 to 30 June 2024.

²We Money - Property Innovation of the Year Award (2024), Customer Service Excellence Award - Customer Service Organization of the Year: Small (2023), Finder Innovation Awards - Best Online Customer Service Innovation (2023).

³CommBank Exclusive Offer: You’re eligible for the offer if you 1) Settle on a property with a CommBank home loan, and 2) Use the in-app legal services provided through Home-in. This offer is only available through CommBank’s proprietary channels, it is not available to customers that originate through a broker channel. To secure the offer you will need to engage the services of Home-in’s partner law firm via the Home-in app. Eligible customers will receive a discount off the conveyancing fee, and disbursements are additional and charged at cost. Home-in reserves the right to terminate the offer and change the pricing at any time. Find out more about Home-in’s pricing by visiting home-in.com.au/pricing.

Home-in is a brand of CBA New Digital Businesses Pty Ltd ABN 38 633 072 830 trading as Home-in Digital. CBA New Digital Businesses Pty Ltd is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. 

CBA New Digital Businesses Pty Ltd is not an Authorised Deposit-taking Institution for the purposes of the Banking Act 1959 and its obligations do not represent deposits or other liabilities of Commonwealth Bank of Australia.

This article was originally published in Brighter magazine

This article provides general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as personal financial product advice. The views expressed by contributors are their own and don’t necessarily reflect the views of CBA. As the information has been provided without considering your objectives, financial situation or needs, you should, before acting on this information, consider the relevant Product Disclosure Statement and Terms and Conditions, and whether the product is appropriate to your circumstances. You should also consider whether seeking independent professional legal, tax and financial advice is necessary. Every effort has been taken to ensure the information was correct as at the time of printing but it may be subject to change. No part of the editorial contents may be reproduced or copied in any form without the prior permission and acknowledgement of CBA.