Help & support
Earn 3.20%1 p.a. on balances $10,000 and above with our SMSF cash account - Commonwealth Direct Investment Account (CDIA).
Our SMSF CDIA works seamlessly with CommSec, Australia’s leading online share trading broker.2 A single log on lets you go between NetBank and CommSec with ease.
Trade shares with CommSec and settle directly through your SMSF CDIA and you’ll get discounted brokerage – as low as $5 per trade.2
Access your account anytime online with NetBank and the CommBank app plus transfer money instantly between CommBank accounts.
With no monthly account or withdrawal fees, there's no need to worry about how many transactions you make.3
See our latest SMSF CDIA rates
There are no monthly account or withdrawal fees. Other fees may apply.
Access fees may apply when using overseas or non-CommBank networks domestically. And all transactions involving currency conversion will incur fees.
Open a CommSec Share Trading Account and a CDIA together to settle your trades directly and enjoy discounted brokerage.
Open a CDIA in CommSec. Login to CommSec below and follow the prompts to add a CDIA to your list of accounts.
Visit your nearest branch with all individual trustees or directors of the company trustee for the SMSF.
1 For balances of $10,000 or more the variable interest rate applies to the full balance in the account. Interest calculated daily at a variable rate.
2 The Commonwealth Direct Investment Account is issued by Commonwealth Bank of Australia. ABN 48123123 AFSL 234945. This product is administered by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. To be eligible for discount brokerage you are required to trade online, be CHESS sponsored and have your SMSF CDIA linked for settlement.
3 Access fees may apply when using networks’ overseas or non CommBank networks’ domestically or any transactions involving currency conversion.
The target market for this product can be found within the product’s Target Market Determination, available at commbank.com.au/tmd.
CommBank’s SMSF cash account, the SMSF Commonwealth Direct Investment Account (CDIA) is a bank account designed for use in conjunction with a Self Managed Super Fund. It is not a superannuation product in its own right. The advice on this website has been prepared without considering your objectives, financial and taxation situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances and consider seeking professional advice relevant to your individual needs before making a decision based on this information. Please view our Financial Services Guide (PDF). Full terms and conditions for CDIA are available here or from any branch of the Commonwealth Bank. Other fees may apply.
The information contained may include general advice but does not take into account the investment objectives, financial situation and needs of any particular individual or trustee of a self-managed super fund. You should assess with the help of legal, financial and taxation advice, whether the information is appropriate in light of your own circumstances before acting on it.
