Help & support
We’ve made it even easier to buy and own your next car, with no establishment fee on Secured Personal Loans.
Available for a limited time only when you apply for and fund a Secured Personal Loan between 4 June 2024 and 27 August 2024.~
You may be eligible to access your loan on the same day.1
You can choose the loan type, term, amount and repayment schedule that’s right for you.
Apply, access your funds and manage your loan wherever you are through NetBank and the CommBank app.
Whether it's a new or second-hand car, a personal loan can help you pay for your car if you don’t have the funds up front.
Whether you're planning a vacation or a staycation, a personal loan can help you achieve your travel goals.
Having a number of debts can be a worry, but there are ways to manage your debt and stay on top of your finances.
1 You may be eligible for same day funding if you’re approved, accept your contract and complete verification by 4pm Monday to Friday (Sydney/Melbourne time). Subject to credit checks and assessment of your financial situation. Unavailable if an application is incomplete or needs to be referred for a more detailed review by a lending specialist, if required documentation isn’t provided and subject to system availability.
~ Offer available for a limited time. Apply for and fund a Secured Personal Loan between 4 June 2024 and 27 August 2024 to save $250 on the establishment fee (comparison rate calculations are inclusive of this offer).
We reserve the right to close or vary this offer at any time.
^ Additional repayments made on a Fixed Rate Loan are not available to be redrawn.
Your interest rate will be based on a number of factors, including the information you provide and our assessment of your application. We will confirm your actual interest rate in your loan offer document.
Unsecured Fixed Rate Personal Loan interest rate ranges and the representative rate are set out below. Comparison rates and examples are based on a $30,000 unsecured fixed rate loan over 5 years:
Unsecured Variable Rate Personal Loan interest rate ranges and the representative rate are set out below. Comparison rates and examples are based on a $30,000 unsecured variable rate loan over 5 years:
Secured Personal Loan interest rate ranges and the representative rates are set out below. Comparison rates and examples are based on a $30,000 secured loan over 5 years:
2 Interest rates at the lower end of our range, for example 8.50%/8.50%/6.99% p.a. (comparison rate 9.89%/9.89%/8.04% p.a.), may be offered to customers with an excellent credit history.
An excellent credit history is determined by, among other things, paying your bills and making loan repayments on or ahead of time, being disciplined with your credit applications, and not overextending yourself financially.
Actions which can negatively impact your credit history include missing bill or loan repayments, defaulting on your credit facility, or making a large number of credit applications in a short period of time. You can find out more about how your credit score is calculated and tips for improving your credit score at our Credit Score Information Hub.
3 At least half of our customers will receive the representative rate or lower. It may not be the actual rate you receive.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Applications for finance are subject to the Bank’s normal credit approval. Full terms and conditions will be included in the loan offer. Fees and charges are payable. Commonwealth Bank of Australia ABN 48 123 123 124. Australian credit licence 234945.