Help & support
Transaction accounts (also called ‘everyday’ accounts) give you easy access to your money for those everyday things you need – like food, transport, and going out. They’re also usually where your wages get paid into.
Everyday Account Smart Access is our transaction/everyday account for your day-to-day banking.
With our Everyday Account Smart Access, you’ll get:
If you’re 14 or over and have an Australian residential address, you can open an Everyday Account Smart Access for yourself online.
If you’re under 14, your parent/legal guardian can check out our Kids page for more details.
Savings accounts help you put money aside - and usually offer better interest rates than transaction accounts - so you can save up for the things you want.
You have a couple of options if you want to open a savings account with us:
With a NetBank Saver, you'll get:
If you’re 14 or over, you can open a NetBank Saver account with us online.
If you don’t already have an Everyday Account Smart Access or aren’t registered for NetBank, we’ll automatically get these sorted for you if you’re eligible to open a NetBank Saver online.
If you’re under 14, you won’t be able to open a NetBank Saver account, but your parent/legal guardian can check out our Kids page for other options.
With a Youthsaver, you'll get:
If you're 14 or over, you’ll need to visit your nearest branch with your birth certificate or passport to open a Youthsaver account.
A parent or legal guardian can open a Youthsaver account online for you if you're under 14.
For over 14s
Get easy access to your money – when and where it suits you – with the CommBank app:1
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1 The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page. NetBank access with NetCode SMS is required.
2 Up to $500 can be withdrawn without a card per day. CommBank app, NetBank, NetCode and account access required.
3 Recipient must have an Australian bank account to receive money.
The target market for this product will be found within the product’s Target Market Determination, available here.
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. Terms and conditions for Transaction, Savings and Investment Accounts (PDF) and Electronic Banking (PDF) are available here or from any Commonwealth Bank Branch and should be considered in any decision about these products. A Commonwealth Bank transaction account is required to open a NetBank Saver. Please view our Financial Services Guide (PDF). If you have a complaint in respect of these products, the Commonwealth Bank's dispute resolution service can be accessed on 13 2221.
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