Bank account options

  • Our everyday bank accounts feature benefits designed for people moving to Australia.

    Why not organise your banking before you get on the plane? It only takes 5 minutes.

  • Everyday Smart Access account

    A day-to-day bank account for living and working in Australia. With this account you can enjoy:  

    • $0 monthly account fee for the first year1
    • Fee-free cash withdrawals when using a CommBank ATM - Australia’s largest bank owned ATM network5
    • Discounts, offers and cashback through CommBank Yello2
    • Money Plan in the CommBank app, Australia's best banking app3, gives you access to tools to help you better track your spending and savings.

     

    Open account

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  • Moving to Australia to study?

    Discover our tips and information to help you settle smoothly into university life, and find the bank account that’s right for you.

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Banking in Australia

  • Accessing your money in Australia

    You’ve opened an Australian bank account. Learn how to access your money.

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  • A guide to banking in Australia

    Learn how the Australian banking system works.

    Learn now

  • Ways to bank with us

    No matter where in Australia you move to, do your banking anywhere, anytime.

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  • Moving to Australia checklist

    Use our handy checklist to make your move easier and stress-free. 

    Take a look

International Money Transfer4    

  • Send and receive money securely with CommBank.

  • Receive money into your CommBank account

    If you have already set up your CommBank account, you can receive money into it right away. 

    Learn how

  • Send money overseas

    You can also send money overseas using NetBank or the CommBank app with competitive transfer rates and no international transaction fees where the payment has an FX conversion.

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Things you should know

  • 1 After the initial 12 month period, a monthly fee applies unless you are eligible for a further waiver. Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 30 years of age. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

    2 Ongoing eligibility conditions apply for CommBank Yello. Offer eligibility conditions also apply and offers may vary between customers. For more information visit commbank.com.au/commbankyello.

    Canstar 2024 Digital Banking Bank of the Year.

    4 A fee up to $11 AUD may apply.

    5 Independent ATM providers may charge a withdrawal fee.

    The target market for this product will be found within the product’s Target Market Determination, available here.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 68KB). Full terms and conditions for the transaction and savings accounts (PDF 660KB) mentioned and Electronic Banking are available here or from any branch of the Commonwealth Bank.