In addition to your deposit, there are some other upfront costs like stamp duty and conveyancing to budget for. Stamp duty (or transfer duty) is a tax levy that needs to be paid when you purchase a property or transfer ownership of a property within Australia.
I'm looking for an existing property in NSW for a home to live in.
I have savings of $0 for a property worth $0.
After covering your upfront costs, you’d have $0 savings remaining for a deposit.
If you'd like to calculate any other costs you can do that here.
To work out your deposit, please enter a property price.
Want to know more?
To find out how much you could borrow or what your loan repayments might be, visit www.commbank.com.au/tools
Alternatively, call 13 22 21 to make an appointment with a Home Lending Specialist or visit your local branch.
What you need to know
The Upfront Cost calculator results are intended as a guide only and are an estimate based on the information you input. The calculations do not constitute an offer of credit or quote. Calculations are for an Australian resident. There may be additional costs for non-residents. Where a Lenders’ Mortgage Insurance (LMI) amount is shown this is indicative only. A LMI premium is typically based on the size of the deposit and the value of the property. Other security, applicant and loan attributes will also determine whether LMI applies and the cost of the premium. Stamp duty exemptions/concessions may have been applied based on information provided. You should check with your solicitor,conveyancer or revenue office to confirm you are eligible. Upfront costs may be payable before, on or after settlement and some costs may be able to be financed. To find out more about your upfront costs you should speak to us. Other fees and charges may also apply. Conditions apply to all loan options. Interest rates and repayment amounts are subject to change. Applications for a home loan are subject to CBA’s credit lending criteria, which may change at any time. Full terms and conditions will be in our loan offer.
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