Features and Benefits

  • Faster checkout

    No need to enter your payment details when you shop online. 

  • Pay your way

    Choose which CommBank debit or credit card you’d like to pay with at checkout.

  • Safe and secure

    Your payment details aren’t shared with the online store, which helps to keep your payment details secure.

How it works

Set up Click to Pay from the CommBank app

Step 1

Get started by setting up Click to Pay with your CommBank Mastercard from the CommBank app

Open the CommBank app, tap Cards then Click to Pay

Step 2

Once registered, your Click to Pay details including email, phone number and your CommBank cards will display in the app. From the CommBank app tap Cards then Click to Pay to view your Click to Pay profile details.

Shop online with Click to Pay

You can use Click to Pay wherever Click to Pay is supported and you see the Click to Pay icon when online shopping by following these steps:

Step 1

Enter your Click to Pay email and phone number at checkout.

Step 2

You’ll receive a one-time code from Mastercard or Visa. Choose “remember me” on your trusted devices & skip for this step future purchases from the same device and browser.

Step 3

Choose your preferred card you want to pay with.

Step 4

For added security, the first transaction will require you to enter the 3-digit CVC found on the back of your chosen CommBank card.

Frequently asked questions

Click to Pay is a secure online checkout payment option. With Click to Pay, you can make a purchase using your CommBank card without giving the online store your card number, expiry or CVC. Instead, you provide your registered Click to Pay email and phone number.

To be eligible for Click to Pay, you need to:

  • Be 14 years or older
  • Have a valid Australian address
  • Be registered via the CommBank app
  • Have an eligible and activated CommBank Mastercard (debit or credit).

You can add the following activated CommBank cards to Click to Pay via the CommBank app.

  • CommBank Debit Mastercard 
  • CommBank World Debit Mastercard
  • CommBank Mastercard personal and business credit cards 

Some CommBank cards aren't eligible for enrolment into Click to Pay via the CommBank app:

  • Keycard – you can upgrade it to a Debit Mastercard in NetBank or by contacting us
  • Travel Money Card
  • CommBank corporate credit cards and corporate charge cards
  • Visa and Mastercard Business Debit Cards
  • Visa credit cards.

Download or update to the latest version of the CommBank app. Log on to the app and tap Cards. Above your cards, select Click to Pay.

Your Click to Pay email and phone number are the details that were registered with CommBank at the time of signing up for Click to Pay.

For Click to Pay enrolment and management support related to the CommBank app, please contact CommBank at 13 2221.

For online checkout related enquiries, contact Mastercard Customer Support team at 1800 569 012 or email support.checkout@mastercard.com.

To manage your Click to Pay details go to the CommBank app, tap Cards then Click to Pay. You’ll have the option to: 

  • View your Click to Pay email and phone number (you won’t be able to update your Click to Pay email or phone number, but we are working on providing these features soon)
  • View your CommBank cards added to Click to Pay 
  • Opt-out of Click to Pay for CommBank cards added from the CommBank app.

CommBank will disclose your personal information, such as full name, card details, and contact details (email address, mobile and billing address), to Mastercard for the purpose of setting up your Click to Pay profile. 

Mastercard will use industry masking standards when using your Click to Pay profile to enable the Click to Pay checkout to protect your personal information.

CommBank does not control the Click to Pay checkout, including how your personal information is handled by Mastercard. For more details on how they collect, protect and share your personal information, check Mastercard’s Click to Pay for more information.

For more information about how we handle and manage your personal information, see our Group Privacy Statement.

 

No. Click to Pay can only be used for online transactions.

You can use Click to Pay at participating online stores that support Click to Pay as a checkout option. 

Yes, you can continue to use CommBank Cards if you have previously signed up to Click to Pay via an online store’s checkout, or via the Mastercard Click to Pay websites. However, they will not be displayed within the CommBank app.

The ‘Remember me’ option lets you check out faster with Click to Pay the next time you online shop using the same device and browser. Your Click to Pay details will be remembered at checkout so you don’t need to enter a one-time code to access your cards in Click to Pay each time. This feature is not recommended for shared devices. ‘Remember me’ won’t work if you cleared your cookies or if your browser settings block cookies.

Yes.  Go to the CommBank app, tap Cards then Click to Pay. From there you can select to ‘Opt-out’ of Click to Pay.

Yes, you can still access the existing features and benefits associated with your CommBank card when using Click to Pay, including the ability to raise a transaction dispute with us. 

Things you should know

  • As this information has been prepared without considering your objectives, financial situation or needs, you should, before acting on this information, consider its appropriateness to your circumstances. 

    Please read our Financial Services Guide. View full terms and conditions for Electronic Banking. View full terms and conditions for the CommBank App

    Mastercard’s Click to Pay terms and Privacy Notice apply. Check Mastercard’s Click to Pay on mastercard.com.au for more information.

    Mastercard, the Mastercard brand mark and the circles design are registered trademarks of Mastercard International Incorporated.  

    The Click to Pay icon is a trademark owned by EMVCo, LLC. 

    Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.