Features & benefits

Future proofing

Invest in equipment and business practices that help improve the efficiency of your business and reduce costs.

Specialised business support

Dedicated and tailored support when you need it, delivered in a way that works for you.

How do I qualify?

  • To qualify for our Business Green Loan, you must use your loan for an eligible asset or project such as1:

    • Renewable energy e.g. solar, wind, hydropower and batteries
    • Clean transport e.g. electric vehicles and charging
    • Energy efficient assets e.g. highly efficient motors, lighting, heating and cooling
    • Green building upgrades e.g. low e-glazing, insulation and air source heat pumps
    • Circular economy adapted products e.g. recycling, refurbishment and composting
    • Environmentally sustainable management of living natural resources and land use
    • Sustainable water and wastewater management including water efficiency and groundwater pollution prevention


    We may approve other assets or projects depending on your business. Speak to your Business Banker or request a callback to discuss any proposals.

Improve your building's energy efficiency

Considering a green upgrade to your building? You may be eligible for our Business Green Loan if1:

  • You're making approved upgrades based on insights from CommBank's Green Buildings Tool
  • You're making upgrades that will result in an eligible NABERS rating improvement or carbon emissions reduction
Tall skyscraper builting

How it works

To apply for a Business Green Loan, you'll need to:

  • Open a BetterBusiness Loan or Market Rate Loan
  • Provide evidence it will be used for an eligible asset or project
  • Have a cash balance or loan balances of more than $1 million
Request a callback and a Business Banker will confirm if you're eligible.

Request a callback

BetterBusiness Loan

A flexible term loan that can be used for a range of business activities, looking to borrow more than $10,000.

  • Manage or grow your business
  • Cover short, medium or long-term capital needs
  • Tailor the loan and repayments to suit your business

Market Rate Loan

A flexible term loan for medium to large businesses, looking to borrow more than $500,000.

  • For medium to large businesses
  • Options to have multiple loans within one facility

Looking for green finance for your agribusiness?

Rates & fees

  • 6.49 % PA

    Starting variable rate

    This may be adjusted based on the type of security you provide, your loan amount and other factors.

  • Fees

    Other fees and charges applicable to the BetterBusiness Loan and Market Rate Loan will apply. This will be confirmed in your Letter of Offer.

Helpful tools

Explore ways to potentially reduce costs and lower your impact on the environment.

Frequently asked questions

Business Green Loan helps finance projects that work towards lowering emissions and protecting the environment. Funds from the loan must be used towards an eligible asset or project. 

Implementing sustainable practices may help you:

  • Reduce business costs
  • Improve business resilience
  • Address evolving stakeholder expectations
  • Expand into new markets

Our Business Green Loan is designed to make it easier for you to do this.

In addition to the standard business credit requirements you’ll need documents detailing your eligible asset or project and proof of how you’ll use the funds (e.g. quotes, project proposals and budgets, before and after photos of a site or detailed evidence of your eligible asset or project)2.

Your Business Banker will confirm which documents you’ll need.

We may approve other assets or projects depending on your business. Speak to your Business Banker or request a callback to discuss any proposals.

Things you should know

  • This information is current as at 12 March 2024 and is prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness for your circumstances.

    Credit provided by the Commonwealth Bank of Australia. This product is only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes.

    Business Green Loan is a BetterBusiness Loan or Market Rate Loan and you should refer to the Current Terms and Conditions for Business Finance and consider these before making any decisions about the Business Green Loan. Full terms and conditions, interest rates and fees are included in the loan offer.

    Rates are subject to change. Bank fees and charges may apply.

    Assets and projects are assessed as part of the Bank’s eligibility criteria and normal credit approval processes.