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Business / Merchant services / EFTPOS terminals / Single Rate Per Transaction

Low rate for in-store payments

  • 1.1 %
    In-store payments1

  • Our Single Rate Per Transaction plan offers a low, flat rate for customers who need to take payments for their business in-store - with no minimum monthly service fees.

    • No minimum monthly fees, no lock-in plan and includes AMEX at no extra charge2
    • Get same day settlement3 to your linked CommBank Business Transaction Account on all eftpos and credit card sales your business makes, 365 days a year.
    • Get access to all major card schemes, including American Express® and JCB2, Mastercard®, Visa and UnionPay4

    Download a guide (PDF)

Other fees and charges

Fee type
What it's for
Amount
Joining fee
Charged to set up your account
Waived
Chargeback fee
Charged to cover investigation costs if a customer disputes a transaction
$30 per chargeback

EFTPOS terminals: Terminal non-return fee, upgrade fee and eftpos stationery order charges may also apply.5

In-store payments

Smart

Our standalone EFTPOS terminal with more connectivity options, including dual SIM and Wi-Fi, apps and in-built features to help you take payments quickly, in store or on the go.

Go to Smart

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Call 1800 730 554

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Things you should know

  • 1 1.1% is available for eligible customers and eligible in-store payment products only. Eligible in-store payment products include: Smart Mini, Smart, Smart Integrated. 1.1% covers Mastercard®, Visa®, AMEX®/JCB®,  eftpos®, and UnionPay® transactions (additional costs may apply for all other cards). AMEX is subject to approval, available to eligible customers only. Eligibility criteria, terms and conditions apply. Please contact AMEX for more information on 1300 363 614, available weekdays 8am to 6pm Sydney time.

    2 AMEX/JCB is available for eligible customers only.

    3 Available to eligible customers with a Commonwealth Bank business transaction account and a linked Commonwealth Bank eligible merchant facility. ‘Same Day Settlement’ includes all card sales made before 10pm (AEST). Everyday Settlement applies to EFTPOS payments, which are treated as normal credit/debit transactions (for Commonwealth Bank account holders). 

    4 UnionPay is available for eligible customers only.

    5 Additional fees and charges including $500 terminal non-return fee if you need to replace a damaged eftpos machine or you don't return your machine once you've finished your plan and eftpos stationery order charged if you order new eftpos rolls and stationery for your machine. You may incur an upgrade fee of $149 per eftpos machine if you choose to upgrade.

    Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. American Express is a trademark of American Express. Visa is registered Trademark of Visa in the United States. JCB is a registered trademark of JCB International. Union Pay is a registered trademark of UnionPay International Co., Ltd. Verifone is a registered trademark of VeriFone Inc.

    View Terms and Conditions for Business Transaction and Savings Accounts  and our Financial Services Guide and consider them before making any decision about these products. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider if it’s right for you. Bank fees and charges may apply. Download the Merchant Agreement Terms and Conditions for more information.