Manage your payments all in one place

BPOINT caters for businesses with complex payment needs, making it easy for you to: 

  • Process one-off , recurring or batch payments and refunds
  • Take card and bank account payments through a virtual terminal, shopping cart plugin, API or hosted payment page
  • Securely store customer data
  • Issue invoices by email

Count on a fast, reliable platform

BPOINT is a trusted platform that removes friction in your cashflow and helps streamline business administration, with: 

  • Fast processing and real-time authorisation
  • Same day settlement1 to your CommBank Business Transaction Account2
  • An easy-to-use administration portal

Get the security of Australia's largest bank

  • Activate EMV 3D Secure on all payments to authenticate cardholders and reduce the risk of fraud
  • Use tokenisation for the secure storage of customer card details

Packages

Your Relationship Manager will talk you through the packages and pricing to help decide what's right for you.

Backoffice package

  • Virtual terminal for online, in person or phone payments
  • Administration portal
  • Secure customer data storage
  • Batch or schedule payments

Checkout package

Everything included in the Backoffice package, plus:

  • Hosted payment page
  • Tokenisation
  • API
  • Email invoices
  • Custom biller codes
  • Shopping cart plugins
  • Payment plans

Enterprise package

Everything included in the Checkout package, plus:

  • Interactive Voice Response (IVR)
  • Process direct debit via bank account3
  • Eforms to capture customer information
  • Customised rules for billing, blocking transactions and re-processing declined payments
  • SMS notifications

Get started with BPOINT

  • We'll tailor a package to suit your business needs. To get started speak to your Relationship Manager or give us a call on 1800 730 554.

Our payment solutions

BPOINT

A flexible payment gateway with a range of checkout options. Popular with businesses that have complex needs around recurring payments.

Visa Mastercard American Express Union Pay JCB Eftpos

Features

  • Direct payments via API

  • Hosted payments

  • Shopping cart plug-in

  • Virtual terminal (MOTO)

  • E-invoicing

  • Digital wallets4

  • Manage store via app

  • Direct debit

  • Billing & recurring payments

  • Alternative Payment Methods

Request a callback

CommWeb

A sophisticated and highly customisable payment gateway. Popular with medium to large businesses.

Visa Mastercard American Express Union Pay JCB

Features

  • Direct payments via API

  • Hosted payments

  • Shopping cart plug-in

  • Virtual terminal (MOTO)

  • E-invoicing

  • Digital wallets5

  • Manage store via app

  • Direct debit

  • Billing & recurring payments

  • Alternative Payment Methods

Explore

PowerBoard

An eCommerce solution delivering payment choice, operational efficiency and security via a single API integration.

Visa Mastercard Amex JCB

Features

  • Direct payments via API

  • Hosted payments

  • Shopping cart plug-in

  • Virtual terminal (MOTO)

  • E-invoicing

  • Digital wallets6

  • Manage store via app

  • Direct debit

  • Billing & recurring payments

  • Alternative Payment Methods

Explore

Frequently asked questions

Payments are authenticated through EMV 3D Secure (3DS 2.0), which checks a number of data points to identify customers. Based on the calculated transaction risk, the cardholder may be prompted to verify their ID eg. with a one-time password or biometric authentication. 

The Checkout and Enterprise packages also come with the added security benefit of tokenisation. This means you're not storing sensitive card data, reducing your risk of data leaks.

Interactive Voice Response (IVR) lets your customers make payments over the phone by following customised, automated prompts. Your customers can call at their convenience and you don't need to worry about staffing the phone line.

Visit the Merchant Support Hub for easy guides on how to use your BPOINT facility. If you'd like to speak with someone, call 1300 766 031.

BPOINT connects with your existing platforms - if you'd like to build a new online store, check out our all-in-one eCommerce solutions.

Visit BPOINT to reset your password.

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant AgreementFinancial Services Guide and Operator and User Guides at our merchant support hub.

    Same day settlement available to eligible customers with a Commonwealth Bank Business Transaction Account and a linked Commonwealth Bank merchant facility. ‘Same day’ includes all card sales before 5.30 pm (Sydney/Melbourne time)

    2 A Business Transaction Account is required to settle your transactions, if you apply online through NetBank. You can choose to settle your transactions to an alternate account held with us or another financial service provider by calling our Merchant Payment Solutions team on 1800 730 554, any time after your application is finalised. The information on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the information, consider its appropriateness to your circumstances. Terms, conditions, fees and charges apply to Business Transaction Accounts and NetBank. Read the Terms and Conditions for Business Transaction and Savings Accounts and the Electronic Banking Terms and Conditions (PDF) and consider whether these products are right for you. The target market for this product can be found within the product’s Target Market Determination.

    3 Subject to an approval process. Please discuss this with your relationship manager. As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our Merchant AgreementFinancial Services Guide and Operator and User Guides at our merchant support hub.

    4 Includes Apple Pay and Google Pay™. Google Pay is also available on Chrome and other browsers. Full terms and conditions available on the Google Pay™ app. In order to set up digital wallets on BPOINT, you will need existing credentials with the relevant service provider.

    Apple Pay and Google Pay.™ Google Pay™ is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Full terms and conditions available on the Google Pay™ app. 

    6 Includes Apple Pay and Google Pay™. In order to set up digital wallets on PowerBoard, you will need existing credentials with the relevant service provider. Google Pay™ is currently available for Android running 5.0 (Lollipop) or higher with a Near Field Communication (NFC) antenna and Host Card Emulation (HCE) support. Full terms and conditions available on the Google Pay™ app.

    American Express is a trademark of American Express. JCB is a registered trademark of JCB Co. Ltd. Mastercard is a registered trademark of Mastercard International Incorporated. Visa is a registered trademark of Visa International Service Association. Google, Google Pay and related marks and logos are trademarks of Google LLC. Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Afterpay and the related service mark and logo are registered and unregistered trademarks of Afterpay Australia Pty Ltd. PayPal and the PayPal logo are trademarks of PayPal Inc.