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Created in partnership with SmartCompany, this eBook packages key insights from a recent conversation led by SmartCompany’s editor-in-chief Simon Crerar about change management, with the aim of encouraging SMEs to rewire how they think about change.
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1 A variable interest rate of 3.25% p.a is available for Balances on Hold (BOH) on 7 day notice period. You can view the Capital Growth Account Terms and Conditions [PDF] our Financial Services Guide [PDF] and the Electronic Banking Terms and Conditions [PDF] and should consider them before making any decision about these products and services.
2 Credit provided by Commonwealth Bank of Australia. These products are only available to approved business customers for business purposes only. All applications are subject to the Bank’s eligibility and suitability criteria and normal credit approval processes. You should view our current Asset Finance Terms and Conditions and consider them before making any decision about these products. All rates are subject to change. Fees, charges, terms, conditions and lending criteria apply.
Our simple Replacement Pathway is available for businesses who are upgrading or replacing business cars or equipment currently under finance. Approvals are conditional and subject to the replacement asset being suitable to the Bank. Acceptable evidence of good payment history is required. The asset being purchased must not be older than the asset being replaced. The finance agreement on the asset being replaced must be repaid and the new repayment must not increase by more than 25 per cent. Additional information may be requested depending on your application details, the asset being financed and individual circumstances.
As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on this advice, consider its appropriateness to your circumstances. You can view the Terms and Conditions for Business Transaction and Savings Accounts (PDF), Merchant Agreement, our Financial Services Guide (PDF) and the Electronic Banking Terms and Conditions (PDF) and should consider them before making any decision about these products and services. Bank fees and charges may apply.
The target market for these products will be found within the product’s Target Market Determination, available here.