Borrow money to grow your business

Simple, tailored lending solutions for every stage of your franchise journey.

  • Cover business costs and investments
  • Access variable or fixed interest rates
  • Easily view your loan balance and transactions online

Take payments in-person or online

Unlock payment options across your in-person and digital channels with our leading merchant solutions.

  • Fast, flexible EFTPOS terminals
  • Secure online payment systems
  • Same-day settlement1 and low transaction fees

Spend less time on administration

Efficiently manage transactions across your business with our online banking portal.

  • Customise user access and permissions
  • Advanced security so you can bank with confidence
  • 24/7 Australian-based helpdesk

Why CommBank?

Switching is easy. Request a callback today and our team will get in touch with the next steps. 

Market-leading specialists

Talk to our specialised franchising bankers who understand your brand, business and industry.

Australia's largest branch network

Get support wherever you are with our national network of bankers across regional and metro locations.

Award-winning banking

Place your trust in Australia's Bank of the Year for Digital Banking.2

Trusted by franchising businesses across Australia

Explore the latest industry insights, news and customer case studies. 

How to buy a franchise

There are a few things to consider before buying a franchise or existing business. 

Building a franchise network 

It started with a $9,000 loan. Now Zarraffa's Coffee has grown to 74 stores. Here, the owners share how they created a thriving franchise network.

Things you should know

  • The publications on this page are published solely for information purposes. As they have been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances and if necessary seek the appropriate professional advice. Any opinions, conclusions or recommendations are reasonably held or made, based on the information available at the time of each publications compilation, but no representation or warranty, either expressed or implied, is made or provided as to the accuracy, reliability or completeness of any statement made. 

    1 Same day settlement is available on all EFTPOS transactions made before 9:30pm (Sydney/Melbourne time) and all eCommerce transactions made before 5:30pm (Sydney/Melbourne time) for eligible customers with a CommBank Business Transaction Account and a linked CommBank merchant facility.

    The Canstar 2023 Bank of the Year Award was received in June 2023 for Digital Banking. For more information, visit canstar.com.au.

    3 Daily IQ has been prepared as a research tool for general informational purposes only and should not be relied on to make business decisions or for account reconciliation. The information may be incomplete or not up to date and may contain errors and omissions. Any projections and forecasts are based on a number of assumptions and estimates, including future events and contingencies, which may be inaccurate.

    The links within this page will bring you to a third party website, owned and operated by an independent party over which CBA has no control ("3rd Party Website"). Any link you make to or from the 3rd Party Website will be at your own risk. Any use of the 3rd Party Website will be subject to and any information you provide will be governed by the terms of the 3rd Party Website, including those relating to confidentiality, data privacy and security. Unless otherwise expressly agreed in writing, CBA and its affiliates (collectively "CBA") are not in any way associated with the owner or operator of the 3rd Party Website or responsible or liable for the goods and services offered by them or for anything in connection with such 3rd Party Website. CBA does not endorse or approve and makes no warranties, representations or undertakings relating to the content of the 3rd Party Website. CBA disclaims liability for any loss, damage and any other consequence resulting directly or indirectly from or relating to your access to the 3rd Party Website or any information that you may provide or any transaction conducted on or via the 3rd Party Website or the failure of any information, goods or services posted or offered at the 3rd Party Website or any error, omission or misrepresentation on the 3rd Party Website or any computer virus arising from or system failure associated with the 3rd Party Website.

    Commonwealth Bank of Australia ABN 48 123 123 124.