Help & support
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Credit cards | INTEREST-FREE CARDS | INTEREST-FREE DAYS | LOW RATE CARDS | AWARDS CARDS | CORPORATE CARDS | Add Card | ||||
Overview |
Overview |
Overview |
Overview |
Overview |
Overview |
Overview |
Overview |
Overview |
Overview |
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Easily manage your business cash flow with a simple monthly fee and 0% p.a. interest rate on purchases. |
A credit card that allows your business to maximise its cash flow with no interest incurred if the monthly balance is paid in full. Suitable for: small to medium businesses. |
A credit card with a low, competitive interest rate and no annual fee providing a great source of working capital for your business. Suitable for: small to medium businesses. |
Get rewarded for your business spending. Suitable for: small businesses, including sole traders and partnerships. |
Get rewarded for your business spending. Suitable for: small businesses, including sole traders and partnerships. |
A multi card facility designed to help manage significant business and procurement expenses Suitable for: any organisation including large corporates and government entities. |
A multi card facility designed to help manage significant business and procurement expenses Suitable for: any organisation including large corporates and government entities. |
A "ghost card" account number that can be lodged with strategic suppliers to manage procurement expenditure. Suitable for: large organisations. |
A unique single-use card number generated for travel or procurement expenses, offering enhanced reconciliation processes, extended payment terms and additional security controls. Suitable for: large organisations. |
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Maximum credit limit |
Maximum credit limit $3,000 unsecured |
Maximum credit limit $50,000 unsecured |
Maximum credit limit $50,000 unsecured |
Maximum credit limit $50,000 unsecured |
Maximum credit limit $50,000 unsecured |
Maximum credit limit No maximum |
Maximum credit limit No maximum |
Maximum credit limit No maximum |
Maximum credit limit No maximum |
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Maximum cards |
Maximum cards Two cardholders |
Maximum cards Two cardholders |
Maximum cards Two cardholders |
Maximum cards Two cardholders |
Maximum cards Two cardholders |
Maximum cards Unlimited |
Maximum cards Unlimited |
Maximum cards No physical cards are available, but unlimited accounts can be issued |
Maximum cards Unlimited |
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Card type |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
Card type Mastercard® |
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Liability |
Liability Personal |
Liability Personal |
Liability Personal |
Liability Personal |
Liability Personal |
Liability Business |
Liability Business |
Liability Business |
Liability Business |
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Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
Rates & fees |
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Purchase interest rate |
Purchase interest rate 0% p.a. |
Purchase interest rate 17.57% p.a. |
Purchase interest rate 14.55% p.a. |
Purchase interest rate 20.74% p.a. |
Purchase interest rate 20.74% p.a. |
Purchase interest rate |
Purchase interest rate |
Purchase interest rate n/a |
Purchase interest rate n/a |
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Cash advance rate |
Cash advance rate 0% p.a.7 |
Cash advance rate 17.57% p.a. |
Cash advance rate 14.55% p.a. |
Cash advance rate 21.74% p.a. |
Cash advance rate 21.74% p.a. |
Cash advance rate |
Cash advance rate |
Cash advance rate n/a |
Cash advance rate Please contact your banker for product pricing |
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Annual fee |
Annual fee $12, $18, or $22 or $0 per month8 |
Annual fee $60 |
Annual fee $0 |
Annual fee $100 |
Annual fee $300 |
Annual fee 1-49 cards: |
Annual fee 1-49 cards: |
Annual fee $120 per account |
Annual fee Please contact your banker for product pricing |
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Additional cardholder fee |
Additional cardholder fee $0 |
Additional cardholder fee $60 |
Additional cardholder fee Nil |
Additional cardholder fee $75 |
Additional cardholder fee $75 |
Additional cardholder fee n/a |
Additional cardholder fee n/a |
Additional cardholder fee n/a |
Additional cardholder fee n/a |
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Interest-free days on purchases |
Interest-free days on purchases None |
Interest-free days on purchases Up to 55 days |
Interest-free days on purchases None |
Interest-free days on purchases Up to 55 days |
Interest-free days on purchases Up to 55 days |
Interest-free days on purchases Up to 55 days |
Interest-free days on purchases Up to 31 days |
Interest-free days on purchases Up to 31 days |
Interest-free days on purchases Up to 31 days |
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Minimum monthly payment |
Minimum monthly payment If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:
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Minimum monthly payment If you owe less than $75.00, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:
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Minimum monthly payment If you owe less than $75.00, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:
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Minimum monthly payment If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:
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Minimum monthly payment If you owe less than $25, your minimum payment is the amount you owe. Otherwise, your minimum payment is the greater of:
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Minimum monthly payment 2.5% or $75 (whichever is greater) |
Minimum monthly payment Full balance |
Minimum monthly payment Full balance |
Minimum monthly payment Full balance |
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Awards points1 |
Awards points1 |
Awards points1 |
Awards points1 |
Awards points1 1 point per $1 spent |
Awards points1 1 point per $1 spent |
Awards points1 |
Awards points1 |
Awards points1 |
Awards points1 |
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Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
Insurance3 |
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Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
Transit accident insurance |
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International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
International travel insurance4 |
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Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
Shopping insurance |
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Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
Features & benefits |
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Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
Worldwide acceptance |
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24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
24/7 emergency support |
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CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
CommBank Yello Cashback Offers9 |
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Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
Custom limits per card |
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Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
Custom design |
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Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
Priceless® Cities |
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Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
Mastercard PayPass™ |
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Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
Online banking |
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NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
NetBank |
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CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
CommBiz |
Important information As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Terms and Conditions for NetBank (PDF) and CommBiz (PDF) should be considered before making any decisions about these products. Please view our Financial Services Guide (PDF).