Your everyday transaction account

With flexible account options and a range of features to make your day-to-day business banking easier. 

An everyday business bank account that you can open online1 and provides unlimited electronic transactions.2

$0 or $10

Monthly Account Fee options

Explore

Apply now

Savings & term deposit accounts  

Easy to use accounts for business to help you make the most of your extra cash.

Business Online Saver

Business savings account
 
  • Earn up to 1.05% p.a.4
  • Access funds when you need them5
  • Earn a variable interest rate on your full balance
  • No minimum deposit or withdrawal

More about Business Online Saver

 

Open now

Capital Growth Account

Business notice deposit
 
  • Earn up to 3.25% p.a.6
  • Access your funds by providing notice
  • Flexible notice periods available including 48 hours and 7 days
  • No minimum deposit or withdrawal

More about Capital Growth Account

 

Open now

Flexi Business Investment Account

NEW

Flexible term deposit
 
  • Earn up to 4.20% p.a.7
  • Access up to 20% of your funds
  • 3, 6, 9 and 12 month terms available
  • Minimum deposit of $5,000

More about Business Investment Accounts

 

Open now

Business Investment Account

Business term deposit
 
  • Earn up to 4.45% p.a.8
  • Lock away your funds with terms ranging from 8 days to 5 years
  • Minimum deposit of $5,000
  • Competitive fixed interest rates

More about Business Investment Accounts

 

Open now

Specialised accounts

Explore our range of specialised transaction, deposit and FX accounts for your industry or community group's needs.

Hold funds in trust to meet Statutory requirements - designed for legal practitioners, real estate agents, auctioneers, conveyancers, settlement agencies and other businesses.

A transaction account for eligible not-for-profit and community organisations and associations, and organisations that operate for the benefit of the wider community. You can set one up in any of our branches.

Need a business credit card?

Need help finding the right solutions for your business?

Our selector tool can help you in 3 simple steps:

  1. Answer a few questions about your business

  2. Compare and choose from our products and services

  3. View a summary of your choices and next steps

Used this tool before? Retrieve your summary

Help me choose

Things you should know

  • 1 You can add your CommBank business credit cards and Visa Business Debit card to Apple Pay. Some CommBank cards are ineligible for Apple Pay including Mastercard Business Debit Card and Corporate card.

    Apple, the Apple logo, Apple Pay, Apple Watch, MacBook Pro, iPad and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. 

    2 Excludes non-Commonwealth Bank ATMs here and all ATMs overseas, EFTPOS transactions overseas, transfer group payments to third parties, international money transfers, CommBiz and NetBank service fees and separate services such as bank cheques, periodic payments and transfers/deposits to other banks. Wholesale relationship managed customers may be notified at any time that their account is subject to transaction fees on electronic transactions and Commonwealth ATM cash withdrawals.

    3 StepPay is available to CommBank customers who meet our eligibility criteria and satisfy credit assessments, see Terms and Conditions(PDF).

    A variable interest rate of 1.05% p.a. is available for balances $1,000,000 and over. You can view the Business Transaction & Savings Accounts Terms and Conditions(PDF) our Financial Services Guide(PDF) and the Electronic Banking Terms and Conditions(PDF) and should consider them before making any decision about these products and services.

    5 A hold may apply to first-time transfers between unlinked accounts through NetBank/CommBiz or the CommBank app.

    A variable interest rate of 3.25% p.a. is available for Balances on Hold (BOH) on 7 day notice period. You can view the Capital Growth Account Terms and Conditions(PDF) our Financial Services Guide(PDF) and the Electronic Banking Terms and Conditions(PDF) and should consider them before making any decision about these products and services.

    7An interest rate of 4.20% p.a. is available for balances between $5,000 and $1,999,999 on a 9 month term. Offer available from 10 February 2025 for a limited time only. Information provided (including interest rates) are subject to change. We reserve the right to close or vary this offer at any time. You can view the General Information and Terms and Conditions for Business Investment Accounts, our Financial Services Guide(PDF) and the Electronic Banking Terms and Conditions(PDF) and should consider them before making any decision about these products and services.

    8An interest rate of 4.45% p.a. is available for balances between $5,000 and $1,999,999 on a 9 month term. Offer available from 10 February 2025 for a limited time only. Information provided (including interest rates) are subject to change. We reserve the right to close or vary this offer at any time. You can view the General Information and Terms and Conditions for Business Investment Accounts, our Financial Services Guide(PDF) and the Electronic Banking Terms and Conditions(PDF) and should consider them before making any decision about these products and services.

    The target market for these products will be found within the product’s Target Market Determination.

    View Terms and Conditions for Business Transaction and Savings Accounts(PDF 396KB) and our Financial Services Guide(PDF 59KB) and consider them before making any decision about these products. This advice has been prepared without considering your objectives, financial situation or needs. Before acting on the advice, please consider if it’s right for you. Bank fees and charges may apply.

    Credit provided by the Commonwealth Bank of Australia. These products are only available to approved business customers and for business purposes only. Applications for finance are subject to the Bank's eligibility and suitability criteria and normal credit approval processes. View our current Terms and Conditions for Business Finance and consider them before making any decision about these products. Rates, fees, charges and Terms and Conditions apply.