Help & support
Manage your money, your way
-
Whether it’s making a major purchase, splitting large payments into four, or accessing money before your pay day, our interest-free credit products help you manage your expenses your way.
Access money before your next pay day
With CommBank AdvancePay, you can access money you expect to be paid, before your next pay day.
Credit limit
$300 to $5,000
Single upfront fee
$5 for every $500 (or part of)
StepPay
Buy now, pay later with no interest
StepPay lets you split purchases of $100 or more into four, equal payments with no interest or monthly fees. From bills to dining out or unexpected expenses, use StepPay to help manage your money.
Spend limit
Up to $2,000
Monthly fee
$0
Flexible features
- No interest charges or monthly fees
- No international transaction fees
- Late payment fees will apply, but fees are capped
- Yello Cashback Offers for eligible cardholders
CommBank Neo card
Say goodbye to complex interest and charges
CommBank Neo is your interest-free credit card with no surprise charges - just a simple monthly fee. No interest, no late fees.
Credit limit
$1000, $2,000 or $3,000
Monthly fee
$15, $20 or $25, depending on your limit.
$0 if you don’t use your card and fully pay balance owing.1
Flexible features
- No international transaction or additional cardholder fees
- No late fees
- Yello Cashback Offers for eligible cardholders
Financial support
Benefits finder
You may be eligible for benefits, rebates and concessions that could help you save money and help your business with cash flow.
Cost of living support
A range of measures to support your business including deferring your business loan and reducing your rates and fees.
The CommBank app can help you stay in control of your money
- Use Bill Sense to predict and manage regular payments and subscriptions
- Categorise your transactions with Spend Tracker, so you can see what, where and how much you're spending each month
- Get notified when your credit or debit card is used to make a transaction
