Financial highlights

Statutory NPAT (Net profit after tax) $9,481 - Cash NPAT $9,836m
Total dividend $4.65 (per share, fully franked)
Return on equity 13.6% (Cash basis)
Common Equity Tier 1 capital ratio 12.3% APRA, Level 2

Non-financial highlights

Our business

Building a brighter future for all

Learn more about how we create value


Chair and CEO message

“Our customer‑focused strategy and resilient balance sheet enables us to be there for our customers and the nation when most needed.”

Paul O’Malley        Matt Comyn
Chair                      Chief Executive Officer

 

Full message

Managing our risks

Effective risk management is about understanding different perspectives and using appropriate judgement, to make risk decisions that deliver better outcomes for customers and the community.

Learn more about how we manage risk

Our approach to corporate governance

Effective corporate governance is key to the Bank’s ability to deliver on our purpose and strategy.

Learn more about our governance approach

Our strategic priorities

Our strategy to build tomorrow’s bank today for our customers is centred on improving customers’ experience and solving their unmet needs.

Helping build Australia’s future economy

Supporting our customers and the nation to help build a brighter, more sustainable future, together.

Read more about how we are supporting customers and the nation

Reimagining banking

Reimagining what it means to be a bank and building trusted relationships to create more value for our customers.

Read more about how we provide the best digital experiences for our customers

Simpler, better foundations

Keeping the Bank strong, safe and resilient, and making it easier for our people to deliver value for customers.

Read more about how we are simplifying our operations and running a strong and safe bank

Our commitment to sustainability

Our purpose of building a brighter future for all, challenges us to consider how our business activities impact the environment, people and the broader economy.

Heading: Environmental

Our approach is informed by our understanding of how environmental issues could impact our business and how our business activities can impact the environment.

Read more about our environmental commitments and progress

Heading: Social

We seek to create a brighter future for all, through the support we give to our people, customers and communities.

Read more about how we support our people, customers and communities

Heading: Governance

To provide transparency for all our stakeholders, we report on a range of customer, environmental, social and governance metrics.

Read more about how we conduct ourselves

Our performance

Financial performance

Our financial results for the 2024 financial year reflect the strength of our business and the disciplined execution of our strategy.

Learn more about our 2024 financial performance

Our financial performance in detail

Sustainability performance

To provide transparency for all our stakeholders, we set targets, measure and report on a range of customer, environmental, social and governance metrics.

Learn more about our 2024 sustainability metrics

Download Excel

Things you should know

  • 2024 Annual General Meeting

    The 2024 Annual General Meeting was held on Wednesday, 16 October 2024. Learn more.