Focus more on helping patients, and less on admin

We’re helping healthcare evolve for tomorrow, with intelligent practice solutions to enable your healthcare business to work smarter.

That’s why we offer an end-to-end solution to enable digital payments and health claiming.

Smart Health is supported by one of Australia’s largest healthcare directory and appointment booking solutions.

Process payments

Process payments and a wide range of health claims (Medicare2 and private health3) faster with the new wireless Smart Health terminal. The smart health solutions has been designed to process health claims and payments in an integrated workflow.

The Smart Health terminal can act as a standalone device to process health claims, or integrate with leading Practice Management Software (PMS)4 and making claiming easier than ever. 

With our dedicated online portal Smart Health Hub, you will be able to access transactions and reporting in near real time. Eligible customers can process scheme claims for WorkSafe Victoria5.

Industry first sign-on-glass technology allows you to digitally capture your patients’ consent for their health claims benefits to be paid. Declarations are securely stored in the CommBank Smart Health Hub - removing the need to physically store patient signatures.

Discover Smart Health terminal

The Smart Health terminal is a sleek EFTPOS terminal with a touchscreen display. The interface is like an Android phone.

Manage Medicare and private health claims

  1. Register your providers online in the Smart Health Hub - it's quick and easy. 
  2. Patients use their Medicare or private health fund card on our Smart Health terminal or approve their claims using their phones through supported health funds3.
  3. Gap payments or Medicare rebates are processed on the Smart Health terminal in a single transaction, via patient’s debit or credit card.
  4. Receipts and patient Medicare and private health insurance declarations are instantly visible in the CommBank Smart Health Hub, where they'll be stored securely. 
Options shown on the Smart Health terminal to create a new claim, view payments and claims history, or add a new patient to the app.

Manage WorkSafe Victoria claims4

    1. Instant Secure Claims - process instant claims and eligibility checks with our integration to WorkSafe Victoria.
    2. Simplified Reconciliation - simple reconciliation with our online portal, with easy access to reports and transactions
    3. Get Paid Quickly – payments for approved claims are settled and disbursed the next business day.
    4. Streamline Your Practice- our solution is 100% paper-free, meaning no more claim forms & no need to store receipts

Access data

Identify business opportunities and reduce practice administration, with the CommBank Smart Health Hub.

Your practice and staff will benefit from the simplicity of tracking and reconciling payments through the Smart Health Hub.

With advanced insights and analytics, the Smart Health Hub portal helps you make smarter decisions and improve productivity – allowing you to focus on what you do best, taking care of your patients. 

Promote your practice

You'll have access to Whitecoat6, one of Australia's leading healthcare directories.

Health directory

List your practice on the Whitecoat healthcare directory

Whitecoat’s Practice Listings make it easier for you to promote your practice to new and existing patients. It allows patients to connect with you by enabling online bookings, linked directly with your online booking provider. 

List your practice

Appointment bookings

Let your patients know you're available

Patients love the convenience of making bookings online. Make it easier for your patients to book with you using online appointments.

Manage your appointments

News & Insights

How CommBank Smart Health helped Maximeyes enhance the practice and patient experience.

Maximeyes was one of the first providers to adopt CommBank Smart Health, an end-to-end solution with digital payments and health claiming at its core.

Read case study

CommBank’s Smart Health solution for the NDIS


CommBank partners with the National Disability Insurance Agency to build a new point of support channel to help make claiming accessible, fast and secure.

Read article

Patients can now claim Medicare and private health on one CommBank Smart Health device

CommBank Smart Health is making it simpler and more convenient for healthcare providers and patients to make a wider range of claims.

Read article

Get started with Smart Health

Most Innovative Merchant Service

Winner of the APAC Payment Excellence Award for most innovative merchant solution 20237

Things you should know

  • As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the information, consider its appropriateness to your circumstances. Please view our CommBank Smart Health Terms and Conditions (PDF), Financial Services Guide (PDF) and Operator and User Guides at our merchant support hub.

    1 Terminal Rental Fee waived for new CommBank Smart Health terminal customers for 12 months who sign up before 31 December 2024. Offer subject to change. Terms, conditions, fees, charges and eligibility criteria apply. Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian credit licence 234945.

    2 Medicare Easyclaim is a digital claiming channel that helps practices lodge Medicare bulk bill and patient claims. Diagnostic Imaging, Radiology and Pathology claims excluded.

    3 Available Health funds are ACA, AAMI, AHM, Apia, Australian Unity, Bupa, CBHS, CBHS Corporate, CUA, Defence Health, ESH, Frank, GMHBA, HBF, Health Partners, HCF, HIF, Latrobe, Medibank Private, NIB, Peoplecare, Phoenix Health, Police Health, Qantas Assure, QCH, RT Health, Suncorp, Teachers Health, Territory Health, Teachers Union, Uni Health, Union Health, Westfund.

    4 PMS Integration partners include BestPractice, Dental4Windows and Optomate.

    5 This applies when the WorkSafe Victoria payment rules of a claim are fully met. In some cases claims may require further assessment. Eligible providers are Physiotherapy, Pharmacy and General Practitioner (GP) providers registered with WorkSafe Victoria.

    6 Whitecoat was acquired by Commonwealth Bank of Australia in May 2021.

    APAC Payment Excellence Award for most innovative merchant solution 2023. Presented October 2023. Evaluated and scored by judges in the Category Judge Panel.