CommSec

CommSec Learn is intended to provide general information of an educational nature only. It does not have regard to the financial situation or needs of any reader and must not be relied upon as financial product advice. Investors should consult a range of resources, and if necessary, seek professional advice, before making investment decisions in regard to their objectives, financial and taxation situations and needs because these have not been taken into account. Any securities or prices used in the examples given are for illustrative purposes only and should not be considered as a recommendation to buy, sell or hold. You can view the CommSec Share Trading Terms and Conditions our Financial Services Guide and should consider them before making any decision about these products and services. Past performance is not indicative of future performance.

* ”$0 brokerage on your first 10 trades” offer only available to new CommSec customers opening a new individual Australian Share Trading Account & Commonwealth Direct Investment Account (CDIA) between 1 November 2024 to 31 January 2025 via the ‘Join now’ link at www.commsec.com.au/offer or through the CommBank App. Offer applies if you trade online, are CHESS-sponsored by CommSec and settle your trade through your CDIA. This offer does not apply to CommSec Pocket trades, International Share trades, Exchange Traded Options or Margin Lending. Offer not valid in conjunction with any other offer and not open to existing CommSec customers. As part of the offer, you will receive $0 brokerage on your first 10 Australian equity trades, up to a maximum trade value of $50,000 each for orders placed on or before 30 April 2025. Standard CommSec brokerage charges apply for orders placed or amended after 30 April 2025. Trades above $50,000 will incur brokerage charges. For CommSec standard brokerage charges, see the CommSec Financial Service Guide. No brokerage fee will be shown on the CommSec Confirmation Contract Note issued in respect of applicable trades under this offer. This offer is not redeemable for cash and is not transferable. CommSec Share Trading Terms and Conditions apply unless otherwise specified here. Applicants must be 18 years or over. We reserve the right to terminate this offer or amend these terms and conditions at any time without notice. For any queries on this offer, please contact us on 13 15 19.

** “$5 monthly loyalty cashback payment” benefit (CommBank Yello CommSec Benefit) only available to CommBank customers eligible for the Homeowner Benefit Set in the CommBank Yello customer recognition program. You may qualify for the CommBank Yello CommSec Benefit and thereby receive a $5 monthly loyalty payment if you are eligible for the CommBank Yello Homeowner Benefit Set, trade with an Individual Australian Share Trading Account (excluding joint accounts, company accounts and trustee accounts) and settle at least 1 trade greater than $1,000 monthly into a Commonwealth Direct Investment Account (CDIA) between 1^st October, 2024 and 31^st October, 2025. 

Additionally, to obtain the CommBank Yello CommSec Benefit, trades subject to eligibility assessment must relate to online trades that are CHESS-sponsored by CommSec. The CommBank Yello CommSec Benefit does not apply to CommSec Pocket trades, International Share Trades, Exchange Traded Options, or trades financed by Margin Loans. If you are a new CommSec customer eligible for the “$0 brokerage on your first 10 trades” offer, you may additionally qualify for the CommBank Yello CommSec Benefit if you meet the eligibility criteria stated above. 

Fulfilment for the CommBank Yello CommSec Benefit occurs monthly, and your eligibility is typically assessed in the first week of each month for your trades settled in the previous calendar month. No payment will be paid if you do not retain status as a CommBank Yello Homeowner customer when eligibility is assessed (that is, you no longer remain eligible for the CommBank Yello Homeowner Benefit Set).  

There may be tax implications in receiving the CommBank Yello CommSec Benefit. You should check with your accountant or tax adviser for further information. Full information on CommBank Yello and eligibility conditions are available in the CommBank Yello Terms and Conditions and CommBank Yello FAQs.  

The CommBank Yello CommSec Benefit is not transferable. Eligible customers must be 18 years or over. CommSec may terminate or withdraw the CommBank Yello CommSec Benefit and may, acting reasonably, amend the terms and conditions applying to the CommBank Yello CommSec Benefit at any time. In both cases, CommSec will provide notice prior to doing so or as soon as is practicable after doing so. Termination or withdrawal of the CommBank Yello CommSec Benefit and any change to its terms and conditions will apply prospectively and will not impact any benefit already received or accrued. If you are not happy with any change to the terms and conditions, you may opt out of CommBank Yello by messaging in the CommBank app or visiting a branch. By receiving the CommBank Yello CommSec Benefit, you are taken to agree to these terms and conditions.  

This information has been prepared without taking account of the objectives, financial situation or needs of any particular individual. For this reason, any individual should, before acting on this information, consider the appropriateness of the information, having regards to the individual's objectives, financial situation or needs, and, if necessary, seek appropriate professional advice.

You can view the Share Trading Terms and Conditions, CommBank Transaction, Savings and Investment Account Terms and Conditions, Product Disclosure Statement, CommSec Best Execution Statement and Financial Services Guide. 

The Commonwealth Direct Investment Account (CDIA) is issued by Commonwealth Bank of Australia. ABN 48 123 123 124 AFSL 234945. This product is administered by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec), a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia. CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited, a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited.                

The target market for the CDIA can be found within the product’s Target Market Determination, available at commbank.com.au/tmd.

© Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814 (CommSec) is a wholly owned but non-guaranteed subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945.  CommSec is a Market Participant of ASX Limited and Cboe Australia Pty Limited (formerly CHI-X Australia Pty Limited), a Clearing Participant of ASX Clear Pty Limited and a Settlement Participant of ASX Settlement Pty Limited. Commonwealth Direct Investment Account is a product of the Bank and is marketed by CommSec. As this information has been prepared without taking into account your objectives, financial situation or needs you should, before acting on this information, consider its appropriateness for your circumstances. Please consider the full terms and conditions which are available on request. Fees and charges apply.