Everyday Transaction Accounts for:

Everyone

  • $0 fee account1
  • Smart money management tools in an award winning app

Under 30

  • $0 fee account1
  • Budgeting tools plus discounts3 and cashback4 in an award-winning app

Moving to Australia

  • For those who have recently arrived
  • Useful tips on moving, working and studying in Australia

Tertiary students or apprentices

  • $0 fee account1 if you are under 30
  • Personalised tools and shopping offers

A parent or guardian of a child under 14

  • $0 fee account1
  • Comes with the protection of parental controls

Concession card holders

  • $0 fee account1
  • For health care or pensioner concession card holders

Join 8.5 million people in Australia using the CommBank app


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Money Plan in the CommBank app gives you access to handy tools to help you better manage your money, so you can stay in control of your spending and saving – all from the convenience of an app.

More options

  • Over 55

    Manage your retirement savings & transaction needs in one convenient account.

    Find out more

  • Running a business

    Banking features to make your day-to-day business banking easier.

    Find out more

  • Travel Money Card

    Load up to 16 foreign currencies for instant access to your cash.

    Find out more

  • CommBank AdvancePay

    Access money you expect to be paid, before your next pay day subject to eligibility.

    Find out more

$0 Monthly Fees

Pay no monthly account fee if you're under 30 or deposit at least $2,000 each month or meet other conditions.1

Award-winning app

Use Money Plan to help you track your spending and saving, stay on top of bills, set savings goals and more – all from the CommBank app.

World class security

We provide a range of security features to help you stay safe. Access features like Lock, Block and Alert for Debit Mastercard.

Things you should know

  • 1 Monthly account fee waived for accounts with at least $2,000 deposited each calendar month (excludes Bank initiated transactions). A monthly account fee waiver will also apply if you’re under 30 years of age. You may also be eligible for a different monthly account fee exemption if you have an aged, disability or war veterans’ pension deposited in your account, have a balance of $50,000 or more in eligible contributing accounts, are reliant on over the counter services because of a disability or have an eligible home loan. Find out more about rates and fees.

    2 Based on most active app users as at 12 October 2023.

    3 Ongoing eligibility applies. For full terms and conditions for CommBank Yello visit commbank.com.au/commbankyello 

    4 The CommBank Yello Cashback Offers program (‘CommBank Yello Cashback Offers’) rewards you with cashback after you activate (where required) an offer presented to you via the CommBank app and you make a purchase in accordance with the Terms and Conditions of that offer. Cashback is typically received within 14 business days of a qualifying purchase, but in some cases may take longer. If you are not already enrolled, you can enrol if you are at least 18 years old, hold an eligible CommBank credit Mastercard or debit Mastercard, Business credit Mastercard or StepPay digital card, and meet the ‘Base eligibility criteria’ in the ‘CommBank Yello Terms and Conditions’ (latest version available on our website at commbank.com.au/commbank-yello) (‘CommBank Yello’). Your participation in CommBank Yello Cashback Offers is governed by the full Terms and Conditions available in the CommBank app.

    5 Travel Booking is provided by Hopper Inc (Hopper). Hopper is not part of the CBA Group. CBA is not responsible for the content on this portal, nor the provision of any of the services that are offered through this portal. The services offered are subject to the Travel Booking terms and conditions. CBA does not guarantee the obligations or performance of Hopper or the services it offers. CommBank Awards customers can choose to use all or part or all of their Awards points for payment of their booking.

    6 Not available on Pensioner Security Accounts and Business Transaction Accounts.

    CommBank will receive a portion of the revenue generated from the Travel Booking platform.

  • The target market for these products will be found within the product’s Target Market Determination.

    The advice on this website has been prepared without considering your objectives, financial situation or needs. Because of that, you should, before acting on the advice, consider its appropriateness to your circumstances. Please view our Financial Services Guide (PDF 60KB). View the full terms and conditions for the transaction and savings accounts mentioned (PDF 660KB) or from any branch of the Commonwealth Bank.

    Full terms and conditions of the CommBank app are available on the app. The CommBank app is free to download however your mobile network provider charges you for accessing data on your phone. Find out about the minimum operating system requirements on the CommBank app page